First PacTrust Bancorp to Host Investor Day in Los Angeles on September 26, 2011

First PacTrust Bancorp, Inc. (NASDAQ: FPTB), the holding company for Pacific Trust Bank, today announced it will host an Investor Day on Monday, September 26, 2011, from 9:00 a.m. to 1:00 p.m. PDT at the Riviera Country Club in Los Angeles, California.

At the meeting, First PacTrust will provide an update on the company’s business, the regional banking environment and strategies for growth. Presenters at the event include:

• Gregory Mitchell, President and Chief Executive Officer
• Marito Domingo, Executive Vice President, Chief Financial Officer
• Matthew Bonaccorso, Executive Vice President and Chief Credit Officer
• Chang Liu, Executive Vice President and Chief Lending Officer
• Gaylin Anderson, Executive Vice President and Chief Retail Banking Officer
• Richard Herrin, Executive Vice President and Chief Administrative Officer
• Robert Franko, President and Chief Executive Officer of Beach Business Bank

Attendance at this event is by invitation only and space is limited. A live, listen-only audio webcast of the event will be available through a link at First PacTrust’s investor relations web site at http://www.firstpactrustbancorp.com. Following the live presentation, the event will be archived on the web site for approximately 30 days.

About First PacTrust Bancorp

First PacTrust Bancorp, Inc. (NASDAQ: FPTB) is the parent holding company of Pacific Trust Bank and is headquartered in Chula Vista, California. Pacific Trust Bank currently operates through 11 banking offices serving primarily San Diego and Riverside Counties in California. Pacific Trust Bank provides customers with the convenience of banking at more than 4,300 branch locations throughout the United States as part of the CU Services Network and 28,000 fee-free ATM locations through the CO-OP ATM Network. First PacTrust Bancorp, Inc. was founded in 1941. For more information on any of First PacTrust’s services, visit: http://www.firstpactrustbancorp.com.

Forward-Looking Statements

This press release includes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are necessarily subject to risk and uncertainty and actual results could differ materially from those anticipated due to various factors, including those set forth from time to time in the Company's filings with the Securities and Exchange Commission. You should not place undue reliance on forward-looking statements and the Company undertakes no obligation to update any such statements to reflect circumstances or events that occur after the dates on which the forward-looking statements are made.