First Federal Financial Services, Inc. Announces Dividend

First Federal Financial Services, Inc. Announces Dividend 


EDWARDSVILLE, Ill., July 22  /PRNewswire-FirstCall/ -- Larry W. Mosby,
President and Chief Executive Officer of First Federal Financial Services, Inc.
(NASDAQ:FFFS), today announced that the Company has declared a quarterly cash
dividend of $.10 per share of the Company's common stock.  The dividend
reflects an annual cash dividend rate of $.40 per share.  The dividend will be
payable to stockholders of record as of August 4, 2005, and will be paid on
August l8, 2005.

The Company is the majority-owned subsidiary of First Federal Financial
Services, MHC, a federal mutual holding company, which owns 55% percent of the
Company's outstanding shares.  First Federal Financial Services, MHC has filed
a regulatory notice of its intention to waive the receipt of dividends paid on
its shares of the Company.  The level of the Company's dividend is based on the
anticipated waiver of receipt of dividends by First Federal Financial Services,
MHC, and could be adjusted if regulatory non-objection to such waiver is not
received.

First Federal Financial Services, Inc. is the parent corporation of First
Federal Savings & Loan Association of Edwardsville, a federally chartered
savings association headquartered in Edwardsville, Illinois.  The Association's
deposits are insured by the Federal Deposit Insurance Corporation.  The
association operates one full-service office in Edwardsville, Illinois. 

DATASOURCE: First Federal Financial Services, Inc.



CONTACT:  Larry W. Mosby, President and Chief Executive Officer of First

Federal Financial Services, Inc., [phone]



Web site:  http://www.1stfedsavings.com/ 

Copyright