Cardinal Ranks First Among Community Lenders in Washington Metro Region

Cardinal Bank (NASDAQ: CFNL) is ranked as the top Community Lender in the area for the second consecutive quarter. These rankings, issued quarterly by the U.S. Small Business Administration, place Cardinal atop the list of local Community Lenders, with 40% more Small Business Loans than our nearest competitor.

“We are proud to top the list for of Community Lenders in this competitive region,” said Bernard H. Clineburg, Chairman & CEO of Cardinal Bank. “Community Banks serve a critical role in supporting our local businesses and strengthening our local economy.”

The U.S. Small Business Administration works on the behalf of small businesses throughout the nation to educate and advocate for the unique needs and issues of small business owners. As an SBA Preferred Lender (PLP), Cardinal Bank uses its delegated authority to faster and more efficient loan application processing for packages qualifying for the following SBA Programs: 7(a) Programs, including Patriot Express and SBA Express, 504 Loan Programs, and CAP Lines, for new and established small businesses of all types that fall under guidelines. Cardinal also ranked seventh overall in the list of all thirty-seven lenders in the region.

About Cardinal Financial Corporation: Cardinal Financial Corporation, a financial holding company headquartered in Tysons Corner, Virginia, serves the Washington Metropolitan region through its wholly-owned subsidiary, Cardinal Bank, with 27 conveniently located banking offices. Cardinal also operates George Mason Mortgage, LLC; Cardinal First Mortgage, LLC; Cardinal Trust and Investment Services; and Wilson/Bennett Capital Management, Inc. The Company's stock is traded on NASDAQ (CFNL). For additional information, visit our Web site at www.cardinalbank.com or call 703.584.3400.