Commercial Capital Bancorp to Host Conference Call and Webcast Highlighting Third Quarter 2005 Earnings Release

Commercial Capital Bancorp, Inc. (the "Company")
(NASDAQ:CCBI), announced today that it will release its earnings for
the third quarter ended September 30, 2005, before the market opens on
Monday, October 24, 2005. At 7:00 a.m. PDT the same day, Stephen H.
Gordon, Chairman and CEO, David S. DePillo, Vice Chairman, President
and COO, and Christopher G. Hagerty, EVP and CFO, will host a
discussion of the Company's third quarter performance.
   Analysts, investors, and the general public may listen to the
Company's discussion of its third quarter's earnings and performance
and participate in the question/answer session by using the phone
number listed below, or through a live video webcast of the conference
available through a link on the home page of the Company's website at
www.commercialcapital.com. The multimedia webcast enables conference
participants to experience the conference with greater impact by
simultaneously viewing the video broadcast as well as tables, charts,
and speaker's notes. The webcast also allows participants to interact
with the speakers through a live web-based question and answer
session. Windows Media player is required for viewing the video
webcast. It is recommended that participants dial into the conference
call, or log into the webcast, approximately 5 to 10 minutes prior to
the call.
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*T
Conference Call
Date: Monday, October 24, 2005
Time: 7:00 a.m. PDT (10:00 a.m. EDT)
Phone Number [phone]
International Dial In [phone]
Access Code: 84532368

Webcast
Date: Monday, October 24, 2005
Time: 7:00 a.m. PDT (10:00 a.m. EDT)
Webcast URL: www.commercialcapital.com
Windows Media player is required
*T
   Replay Information: for those who are unable to participate in the
call or webcast live, an archive of the webcast will be available on
the Company's website at www.commercialcapital.com beginning
approximately 2 hours following the end of the call. To listen to the
call replay dial [phone], or for international callers dial
[phone], the access code for either replay number is 46490116.
The webcast archive and call replay will be available until November
5, 2005.

   At June 30, 2005, the Company had total assets of $5.2 billion and
the Commercial Capital Bank (the "Bank") had total deposits of $2.7
billion. The Bank operates banking offices located in Westlake Village
(Ventura County), Tarzana, Malibu, Beverly Hills, Baldwin Hills,
Westchester, Hawthorne, Manhattan Beach, Gardena, Hermosa Beach,
Torrance, Redondo Beach (Los Angeles County), Orange, Irvine, Rancho
Santa Margarita (Orange County), Riverside (Riverside County), La
Jolla, Del Mar, San Diego (San Diego County), and San Mateo (San Mateo
County), and lending offices, located in Corte Madera, San Mateo,
Oakland, Encino, Glendale, Los Angeles, El Segundo, Irvine, Riverside,
and La Jolla, California, with plans to open a banking office in the
Crystal Cove Promenade in Newport Coast, California in 2005. The Bank
was the 3rd largest multi-family lender in California during the 12
months ended June 30, 2005 (source: Dataquick Information Systems).
The Company is a leading Section 1031-exchange accommodator and
facilitates exchange transactions nationwide through the TIMCOR and
North American Exchange Company brand names through the companies'
headquarters in Los Angeles and Walnut Creek, California,
respectfully, offices located in Long Beach and La Jolla, California;
Scottsdale, Arizona; Houston, Texas; Chicago, Illinois and Miami,
Florida and through a presence in Seattle, Washington; Las Vegas,
Nevada; Denver, Colorado; Dallas, Texas; and Washington, DC.

   This release and the aforementioned conference call and webcast
may include forward-looking statements related to the Company's plans,
beliefs and goals, which involve certain risks, and uncertainties that
could cause actual results to differ materially from those in the
forward-looking statements. Such risks and uncertainties include, but
are not limited to, the following factors: competitive pressure in the
banking industry; changes in the interest rate environment; the health
of the economy, either nationally or regionally; the deterioration of
credit quality, which would cause an increase in the provision for
possible loan and lease losses; changes in the regulatory environment;
changes in business conditions, particularly in California real
estate; volatility of rate sensitive deposits; asset/liability
matching risks and liquidity risks; and changes in the securities
markets. The Company undertakes no obligation to revise or publicly
release any revision to these forward-looking statements.