Commercial Capital Bancorp to Host Conference Call and Webcast Highlighting Fourth Quarter 2005 Earnings Release

Commercial Capital Bancorp, Inc. (the "Company")
(NASDAQ:CCBI) announced today that it will release its earnings for
the fourth quarter ended December 31, 2005, before the market opens on
Monday, January 23, 2006. At 7:00 a.m. PST the same day, Stephen H.
Gordon, Chairman and CEO, David S. DePillo, Vice Chairman, President
and COO, and James H. Leonetti, EVP and CFO, will host a discussion of
the Company's fourth quarter performance.
   Analysts, investors, and the general public may listen to the
Company's discussion of its fourth quarter's earnings and performance
and participate in the question/answer session by using the phone
number listed below, or through a live video webcast of the conference
available through a link on the home page of the Company's website at
www.commercialcapital.com. The multimedia webcast enables conference
participants to experience the conference with greater impact by
simultaneously viewing the video broadcast as well as tables, charts,
and speaker's notes. The webcast also allows participants to interact
with the speakers through a live web-based question and answer
session. Windows Media player is required for viewing the video
webcast. It is recommended that participants dial into the conference
call, or log into the webcast, approximately 5 to 10 minutes prior to
the call.
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Conference Call                    
Date: Monday, January 23, 2006     
Time: 7:00 a.m. PST (10:00 a.m. EST)                              
Phone Number [phone]        
International Dial In [phone]
Access Code: 65748596

Webcast                           
Date: Monday, January 23, 2006    
Time: 7:00 a.m. PST (10:00 a.m. EST)                             
Webcast URL: www.commercialcapital.com        
Windows Media player is required  
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   Replay Information: for those who are unable to participate in the
call or webcast live, an archive of the webcast will be available on
the Company's website at www.commercialcapital.com beginning
approximately 2 hours following the end of the call. To listen to the
call replay dial [phone], or for international callers dial
[phone], the access code for either replay number is 56896605.
The webcast archive and call replay will be available until March 7,
2006.

   Commercial Capital Bancorp, Inc. is a diversified financial
services company, with $5.2 billion of total assets, at September 30,
2005. The Company provides depository and lending products and
services under the Commercial Capital Bank brand name, and provides
1031 exchange services to income property investors nationwide under
the TIMCOR Exchange Corporation and North American Exchange Company
brand names.

   This release and the aforementioned conference call and webcast
may include forward-looking statements related to the Company's plans,
beliefs and goals, which involve certain risks, and uncertainties that
could cause actual results to differ materially from those in the
forward-looking statements. Such risks and uncertainties include, but
are not limited to, the following factors: competitive pressure in the
banking industry; changes in the interest rate environment; the health
of the economy, either nationally or regionally; the deterioration of
credit quality, which would cause an increase in the provision for
possible loan and lease losses; changes in the regulatory environment;
changes in business conditions, particularly in California real
estate; volatility of rate sensitive deposits; asset/liability
matching risks and liquidity risks; and changes in the securities
markets. The Company undertakes no obligation to revise or publicly
release any revision to these forward-looking statements.