Commercial Capital Bancorp, Inc. Appoints Executive Vice President, General Counsel

Commercial Capital Bancorp, Inc. (the "Company"),
(Nasdaq:CCBI), announced today the appointment of Donald E. Royer as
Executive Vice President, General Counsel of the Company and
Commercial Capital Bank, the Company's bank subsidiary. Mr. Royer has
more than a quarter century of experience representing large financial
institutions and their subsidiary entities, as General Counsel, a
member of Senior Executive Management and as Corporate Secretary.
   Mr. Royer joins the Company most recently from Pite, Duncan &
Melmet, LLP ("PDM") where he was Senior Litigation Counsel
representing many of the largest residential lenders, loan servicers,
banks and credit unions in the country. PDM's clients include GMAC
Mortgage, Bank of America, Chevy Chase Bank, Washington Mutual, World
Savings, Wells Fargo Bank and Option One Mortgage Corporation. Prior
to joining PDM, Mr. Royer served for ten years as Executive Vice
President, General Counsel and Corporate Secretary for Downey
Financial Corp. and its subsidiary, Downey Savings and Loan. During
his tenure at Downey, Mr. Royer handled Downey's legal affairs
including; licensing, compliance, regulatory activities, federal and
state examinations, review and preparation of policies and procedures
for Retail Banking, Residential Lending, Loan Servicing, Information
Systems and Human Resources. Mr. Royer was responsible for major
contract negotiations, problem asset resolution and significant
litigation management. From 1979 through 1991, Mr. Royer represented
American Savings and Loan in various capacities, including serving as
Executive Vice President, General Counsel, as it transitioned through
ownership and executive management changes.
   Stephen H. Gordon, Chairman and Chief Executive Officer, stated,
"We're pleased Don chose to join Commercial Capital Bancorp and our
executive management team. As Corporate General Counsel for some of
the largest thrifts in the country, Don's vast legal experience and
knowledge should enable him to have an immediate and positive impact
on the future evolution of the Company."
   Donald E. Royer, Executive Vice President, General Counsel,
commented, "I'm very excited about the opportunity to join Commercial
Capital Bancorp and its executive management team. It's a very dynamic
company and I look forward to contributing to its long-term success."
   Commercial Capital Bancorp, Inc. is a diversified financial
services company with $5.46 billion of total assets, at December 31,
2005. The Company provides depository and lending products and
services under the Commercial Capital Bank brand name, and provides
1031 exchange services to income property investors nationwide under
the TIMCOR Exchange Corporation and North American Exchange Company
brand names.
   This press release may include forward-looking statements related
to the Company's plans, beliefs and goals, which involve certain
risks, and uncertainties that could cause actual results to differ
materially from those in the forward-looking statements. Such risks
and uncertainties include, but are not limited to, the following
factors: competitive pressure in the banking industry; changes in the
interest rate environment; the health of the economy, either
nationally or regionally; the deterioration of credit quality, which
would cause an increase in the provision for possible loan and lease
losses; changes in the regulatory environment; changes in business
conditions, particularly in California real estate; volatility of rate
sensitive deposits; asset/liability matching risks and liquidity
risks; and changes in the securities markets. The Company undertakes
no obligation to revise or publicly release any revision to these
forward-looking statements.