Commercial Capital Bancorp, Inc. Announces That Subsidiary, North American Exchange Company, Expands to Illinois and Minnesota

Commercial Capital Bancorp, Inc. (the "Company")
(NASDAQ:CCBI) announced today that North American Exchange Company
("NAEC"), one of the Company's 1031 exchange accommodator
subsidiaries, has further expanded its national presence by hiring two
new Business Development Managers and entering the markets of Illinois
and Minnesota, markets that are key to NAEC's growth strategy. Dean
Marks will be based in Chicago and serve as the Business Development
Manager for NAEC in Illinois and neighboring markets. Mr. Marks holds
a bachelor's degree from Dartmouth College and a Juris Doctorate
degree from Emory University, is a member of the Illinois State Bar,
and has been in private practice focusing on real estate matters.
Chantily Malibago will be based in Minneapolis and serve as the
Minnesota Business Development Manager for NAEC. Ms. Malibago most
recently worked as a regional real estate asset manager and Realtor,
and holds a bachelor's degree from the University of Minnesota.
   NAEC also increased its presence with the hiring of two Business
Development Managers in the San Diego, California and Phoenix, Arizona
areas, two markets that have been significant contributors to NAEC
1031 exchange transaction volumes. Troy Terpening will be based in La
Jolla, California and serve as the Business Development Manager for
NAEC in San Diego, Riverside and San Bernardino counties. Mr.
Terpening graduated with honors from San Diego State University, and
received his Juris Doctorate from the Western School of Law in San
Diego. Mr. Terpening is a member of the California State Bar and has
taught courses at San Diego Mesa College, California Western School of
Law, the University of San Diego Paralegal Program and the University
of California at San Diego Extension Program. Kevin Mark will be based
in Gilbert, Arizona and serve as the Arizona Business Development
Manager for NAEC. Mr. Mark has over 12 years of real estate sales and
real estate franchise sales experience, including serving as Regional
Director of Sales and Business Development for Century 21 in Arizona,
New Mexico and southwest Texas.
   NAEC is a "qualified intermediary" that facilitates tax-deferred
real estate exchanges pursuant to Section 1031 of the Internal Revenue
Code. NAEC facilitates 1031 exchanges nationwide through its
headquarters in Walnut Creek, California, offices in Long Beach,
California; and a presence in San Francisco, Los Angeles, and San
Diego, California; Seattle, Washington; Phoenix, Arizona; Denver,
Colorado; Dallas, Texas; Chicago, Illinois; Minneapolis, Minnesota;
Miami, Florida; Charlotte, North Carolina; and Washington, DC.

   About Commercial Capital Bancorp, Inc.

   Commercial Capital Bancorp, Inc. is a diversified financial
services company with $5.46 billion of total assets, at December 31,
2005. The Company provides depository and lending products and
services under the Commercial Capital Bank brand name, and provides
1031 exchange services to income property investors nationwide under
the TIMCOR Exchange Corporation and North American Exchange Company
brand names.

   This press release may include forward-looking statements related
to the Company's plans, beliefs and goals, which involve certain
risks, and uncertainties that could cause actual results to differ
materially from those in the forward-looking statements. Such risks
and uncertainties include, but are not limited to, the following
factors: competitive pressure in the banking industry; changes in the
interest rate environment; the health of the economy, either
nationally or regionally; the deterioration of credit quality, which
would cause an increase in the provision for possible loan and lease
losses; changes in the regulatory environment; changes in business
conditions, particularly in California real estate; volatility of rate
sensitive deposits; asset/liability matching risks and liquidity
risks; and changes in the securities markets. The Company undertakes
no obligation to revise or publicly release any revision to these
forward-looking statements.