Commercial Capital Bancorp, Inc. Announces That Subsidiary, TIMCOR Exchange Corporation, Opens Richmond, Virginia Regional Offic

Commercial Capital Bancorp, Inc. (the "Company")
(NASDAQ:CCBI) announced today that TIMCOR Exchange Corporation
("TIMCOR"), one of the Company's 1031 exchange accommodator
subsidiaries, has extended its national presence by entering the
Virginia market with a regional office in Richmond and by the hiring
of Ann S. Cottrell as Regional Sales Manager for Virginia and the
surrounding markets. Prior to joining TIMCOR and dating back ten
years, Ms. Cottrell held related positions with LandAmerica Lawyers
Title and other real estate finance and services firms, bringing a
great deal of knowledge and experience with her. Ms. Cottrell, who is
a native of Richmond, VA, is a graduate of Virginia Commonwealth
University and holds a Bachelor of Science in Chemistry. Ms. Cottrell
can be contacted by phone at [phone].
   Additionally, the Company announced that TIMCOR has named Derek V.
Longshore as Director of Marketing and Business Development. In this
role, Mr. Longshore will develop and implement new marketing, public
relations and business development strategies for TIMCOR to help
facilitate its national expansion. Prior to joining TIMCOR, Mr.
Longshore served as Manager of National Marketing and Public Relations
for Aramark Corporation, where he was responsible for the marketing
and public relations activities in 25 major U.S. markets. Prior to
joining Aramark, Mr. Longshore served as Director of Marketing for
Tenet Healthcare Corporation. Mr. Longshore holds a Bachelor of Arts
in Communications from New York University. He will be located at
TIMCOR's headquarters in Los Angeles, California.

   TIMCOR is a "qualified intermediary," which facilitates
tax-deferred exchanges pursuant to Section 1031 of the Internal
Revenue Code. TIMCOR facilitates 1031 exchanges nationwide through its
headquarters in Los Angeles, California, and offices in Chicago,
Illinois; Houston, Texas; Richmond, Virginia; and Miami, Florida.

   Commercial Capital Bancorp, Inc. is a diversified financial
services company with $5.46 billion of total assets at December 31,
2005. The Company provides depository and lending products and
services under the Commercial Capital Bank brand name, and provides
1031 exchange services to income property investors nationwide under
the TIMCOR Exchange Corporation and North American Exchange Company
brand names.

   This press release may include forward-looking statements related
to the Company's plans, beliefs and goals, which involve certain
risks, and uncertainties that could cause actual results to differ
materially from those in the forward-looking statements. Such risks
and uncertainties include, but are not limited to, the following
factors: competitive pressure in the banking industry; changes in the
interest rate environment; the health of the economy, either
nationally or regionally; the deterioration of credit quality, which
would cause an increase in the provision for possible loan and lease
losses; changes in the regulatory environment; changes in business
conditions, particularly in California real estate; volatility of rate
sensitive deposits; asset/liability matching risks and liquidity
risks; and changes in the securities markets. The Company undertakes
no obligation to revise or publicly release any revision to these
forward-looking statements.