Commercial Capital Bancorp, Inc. Announces New Pasadena, California Banking Location

Commercial Capital Bancorp, Inc. (the "Company")
(NASDAQ:CCBI) announced today that its bank subsidiary, Commercial
Capital Bank (the "Bank"), has entered into a lease agreement to open
a banking office in Pasadena, California. The new banking office,
which is scheduled to open in the summer of 2006, will be located on
the corner of Lake Avenue and California Boulevard. The Pasadena
banking office represents a continuation of the strategic expansion of
the Company's retail depository franchise, and will bring the total
number of banking offices to 26, including the recently announced
Valencia Banking office, which is scheduled to open in the spring of
2006 and the Company's proposed acquisition of Calnet Business Bank.
   The new Pasadena banking office will be located at 600 South Lake
Avenue, Pasadena, and is centrally located for the residents of
Pasadena, South Pasadena, San Marino and Altadena. The Bank's clients
will benefit from the building's convenience, with on-site parking at
the branch level and easy access from both Lake Avenue and California
Boulevard. Nearby businesses in this pedestrian friendly neighborhood
of Pasadena include: Peet's Coffee, Noah's Bagel's, Wild Oats Market,
Starbuck's, Pie and Burger, California Pharmacy and Pavilion's,
Macy's, Ann Taylor, Borders Books and Music, Pier 1 Imports, Smith &
Hawken, and Talbot's. The new office is also within walking distance
for the students and staff of the California Institute of Technology
("Caltech").
   Commercial Capital Bancorp, Inc. is a diversified financial
services company with $5.46 billion of total assets, at December 31,
2005. The Company provides depository and lending products and
services under the Commercial Capital Bank brand name, and provides
1031 exchange services to income property investors nationwide under
the TIMCOR Exchange Corporation and North American Exchange Company
brand names.
   This press release may include forward-looking statements related
to the Company's plans, beliefs and goals, which involve certain
risks, and uncertainties that could cause actual results to differ
materially from those in the forward-looking statements. Such risks
and uncertainties include, but are not limited to, the following
factors: competitive pressure in the banking industry; changes in the
interest rate environment; the health of the economy, either
nationally or regionally; the deterioration of credit quality, which
would cause an increase in the provision for possible loan and lease
losses; changes in the regulatory environment; changes in business
conditions, particularly in California real estate; volatility of rate
sensitive deposits; asset/liability matching risks and liquidity
risks; and changes in the securities markets. The Company undertakes
no obligation to revise or publicly release any revision to these
forward-looking statements.