Commercial Capital Bancorp Inc. Announces Change in Chief Financial Officer Position and Director Appointment

Commercial Capital Bancorp, Inc. (the "Company")
(NASDAQ:CCBI) announced today that Christopher G. Hagerty has elected
to retire from the Company and his positions as Executive Vice
President, Chief Financial Officer and member of the Company's Board
of Directors, which will be effective November 15, 2005.
   Stephen H. Gordon, Chairman and Chief Executive Officer,
commented, "Christopher has been an outstanding member of the CCB
team. His accomplishments were instrumental in the growth and success
of the Company. Christopher has been open with his colleagues about
his desire to devote more time to his family and to pursue charitable
and other interests. Given his many years with the Company, he agreed
to defer those pursuits until a suitable replacement was identified."
   Concurrent with Mr. Hagerty's retirement, the Company announced
that James H. Leonetti will be joining the Company, effective November
16, 2005, as Executive Vice President and Chief Financial Officer. Mr.
Leonetti joins the Company with 25 years of experience in the
financial services industry. He has served in executive positions in
banking, mortgage banking, real estate services and real estate
development. Mr. Leonetti has served as Chief Financial Officer and a
member of the Board of Directors of Watt Commercial Properties, a
commercial real estate developer, since 2002. From 2000 to 2002, Mr.
Leonetti served as Global Chief Financial Officer of CB Richard Ellis,
one of the world's largest commercial real estate services firms. From
1997 until 2000, Mr. Leonetti served as the Chief Financial Officer
for Long Beach Financial, one of the largest specialty finance
companies in the United States. Between 1989 and 1997, Mr. Leonetti
held several executive positions, including Controller and Chief
Credit Officer, at California Federal Bank, a $14 billion thrift
institution, which was acquired by First Nationwide Bank, and
ultimately Citigroup, Inc. (NYSE:C).
   Additionally, Richard A. Sanchez, the Company's Executive Vice
President and Chief Administrative Officer, will replace Mr. Hagerty
on the Company's Board of Directors, effective with Mr. Hagerty's
retirement. Mr. Sanchez joined the Company in June 2002 and, in
addition to serving as Executive Vice President, Chief Administrative
Officer and Head of Corporate Risk Management, has served as the
Company's Corporate Secretary. Mr. Sanchez joined the Company after a
19 year career with the Office of Thrift Supervision; his last ten
years in the capacity of Deputy Director for the Western Region.
   Gordon added, "We're excited to have Jim Leonetti join the
Company. His range of experiences over the past 25 years is
complementary to those of the other members of the Company's executive
management team. We anticipate that Jim will have an immediate and
significant impact on the direction and further evolution of the
Company." Gordon concluded, "We're proud of the overall success that
Christopher has achieved here, we will certainly miss his
contributions and wish him well in his future pursuits."
   Commercial Capital Bancorp, Inc. is a diversified financial
services company, with $5.2 billion of total assets, at September 30,
2005. The Company provides depository and lending products and
services under the Commercial Capital Bank brand name, and provides
1031 exchange services to income property investors nationwide under
the TIMCOR Exchange Corporation and North American Exchange Company
brand names.

   This press release may include forward-looking statements related
to the Company's plans, beliefs and goals, which involve certain
risks, and uncertainties that could cause actual results to differ
materially from those in the forward-looking statements. Such risks
and uncertainties include, but are not limited to, the following
factors: competitive pressure in the banking industry; changes in the
interest rate environment; the health of the economy, either
nationally or regionally; the deterioration of credit quality, which
would cause an increase in the provision for possible loan and lease
losses; changes in the regulatory environment; changes in business
conditions, particularly in California real estate; volatility of rate
sensitive deposits; asset/liability matching risks and liquidity
risks; and changes in the securities markets. The Company undertakes
no obligation to revise or publicly release any revision to these
forward-looking statements.