Commercial Capital Bancorp, Inc. Announces Bank Subsidiary Hires Director of Loan Production in Its Income Property Lending Divi

Commercial Capital Bancorp, Inc. (the "Company")
(NASDAQ:CCBI) announced today that its subsidiary bank, Commercial
Capital Bank (the "Bank"), has hired Mr. Morgan Ferris as a Director
of Loan Production in its income property lending division. Mr. Ferris
brings to the Bank over 10 years of income property lending
experience, focusing predominantly on financing multifamily and
commercial investment properties located throughout southern
California.
   Mr. Ferris joins the Bank from the income property lending group
at Washington Mutual where he originated over $325 million in
multifamily loans during his four year tenure. Before joining
Washington Mutual, Mr. Ferris was with Marcus & Millichap Capital
Corporation, where he originated over $260 million of multifamily and
commercial real estate loans. Prior to Marcus & Millichap, Mr. Ferris
was with Hawthorne Savings, where he, as part of a team, funded over
$125 million in tract home construction loans throughout southern
California. Mr. Ferris holds a bachelor's degree from California State
Polytechnic University, Pomona, and a master of business
administration degree from Chapman University.
   Commercial Capital Bancorp, Inc. is a diversified financial
services company, with $5.2 billion of total assets, at September 30,
2005. The Company provides depository and lending products and
services under the Commercial Capital Bank brand name, and provides
1031 exchange services to income property investors nationwide under
the TIMCOR Exchange Corporation and North American Exchange Company
brand names.
   This press release may include forward-looking statements related
to the Company's plans, beliefs and goals, which involve certain
risks, and uncertainties that could cause actual results to differ
materially from those in the forward-looking statements. Such risks
and uncertainties include, but are not limited to, the following
factors: competitive pressure in the banking industry; changes in the
interest rate environment; the health of the economy, either
nationally or regionally; the deterioration of credit quality, which
would cause an increase in the provision for possible loan and lease
losses; changes in the regulatory environment; changes in business
conditions, particularly in California real estate; volatility of rate
sensitive deposits; asset/liability matching risks and liquidity
risks; and changes in the securities markets. The Company undertakes
no obligation to revise or publicly release any revision to these
forward-looking statements.