United Financial Mortgage Corp. Schedules Fiscal Third Quarter 2005 Earnings Press Release and Conference Call

United Financial Mortgage Corp. Schedules Fiscal Third Quarter
2005 Earnings Press Release and Conference Call 


OAK BROOK, Ill., March 3  /PRNewswire-FirstCall/ -- United Financial Mortgage
Corp. (AMEX:UFM)(or the "Company") will report financial results for the third
quarter ended January 31, 2005 after the market close on Tuesday, March 15,
2005.

Following the press release, management will host a conference call at 3:30
p.m. Central (4:30 p.m. Eastern) to discuss the third quarter operating
results.  The conference call will be accessible via a toll-free number by
dialing 800-299-9630 and providing the passcode 17580626.  International
callers dial 617-786-2904 and provide the same passcode.  A replay of the call
will be available from 6:15 p.m. Central March 15, 2005 to 6:15 p.m. Central
March 22, 2005 by dialing 888-286-8010 and providing the replay passcode
78270214.  International callers dial 617-801-6888 and use the replay passcode.
The conference call will also be webcast live via the Internet.  To listen to
the live webcast, log on to the Company's web site at http://www.ufmc.com/ and
go to the Investor Information section.

About United Financial Mortgage Corp.

United Financial Mortgage Corp. is an independent originator and servicer of
residential and commercial mortgage loans. The Company is headquartered in Oak
Brook, Illinois and has 43 retail offices and 8 wholesale operations centers
across 16 states.  For additional information, please visit the Company's web
site at http://www.ufmc.com/ .

This press release contains, and future oral and written statements may
contain, forward-looking statements within the meaning of such term in the
Private Securities Litigation Reform Act of 1995 with respect to the Company's
business, financial condition, results of operations, plans, objectives and
future performance.  Forward-looking statements, which may be based upon
beliefs, expectations and assumptions of management and on information
currently available to management, are generally identifiable by the use of
words such as "believe," "expect," "anticipate," "plan," "intend," "estimate,"
"may," "will," "would," "could," "should" or other similar expressions.
Additionally, all statements in this document, including forward-looking
statements, speak only as of the date they are made, and the Company undertakes
no obligation to update any statement in light of new information or future
events.  A number of factors, many of which are beyond the ability of the
Company to control or predict, could cause actual results to differ materially
from those in its forward-looking statements. These factors include, among
others, the following: (i) changes in demand for mortgage loans due to
fluctuations in the real estate market, interest rates or the market in which
the Company sells its mortgage loans; (ii) the Company's access to funding
sources and its ability to renew, replace or add to its existing credit
facilities on terms comparable to the current terms; (iii) assumptions
underlying the value of the Company's retained mortgage loan-servicing rights;
(iv) the negative impact of economic slowdowns or recessions; (v) management's
ability to manage the Company's growth and planned expansion; (vi) the effect
of the competitive pressures from other lenders or suppliers of credit in the
Company's market; (vii) changes in government regulations that affect the
Company's business; (viii) the Company's ability to expand origination volume
while reducing overhead; (ix) the impact of new state or federal legislation or
court decisions restricting the activities of lenders or suppliers of credit in
the Company's market; (x) other risk factors disclosed from time to time in the
Company's filings with the Securities and Exchange Commission; and (xi) the
inability of the Company to manage the risks associated with the foregoing as
well as anticipated. These risks and uncertainties should be considered in
evaluating forward-looking statements and undue reliance should not be placed
on such statements. Additional information concerning the Company and its
business, including additional factors that could materially affect the
Company's financial results, is included in the Company's filings with the
Securities and Exchange Commission.

For Further Information Contact:

Dave Gentry, Aurelius Consulting Group, Inc., Century Bank Building, 541 S.
Orlando Avenue, Suite 206, Maitland, FL 32751, [phone], Fax: (407)
644-0758,  . 

http://www.ufmc.com/DATASOURCE: United Financial Mortgage Corp.



CONTACT: Dave Gentry, Aurelius Consulting Group, Inc., [phone],

or fax, [phone], or , for United Financial Mortgage

Corp.



Web site:  http://www.ufmc.com/ 

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