Centrue Financial Declares Dividend of $0.075 Per Share

Centrue Financial Declares Dividend of $0.075 Per Share 


KANKAKEE, Ill., Feb. 6  /PRNewswire-FirstCall/ -- Centrue Financial Corporation 
announced today that it has declared a dividend on its common stock of $0.075
per share.  The dividend is payableMarch 1, 2004 to stockholders of record on
February 16, 2004.

Centrue Financial Corporation and Centrue Bank are headquartered in Kankakee,
Illinois, which is 60 miles south of downtown Chicago.  The Bank operates
eighteen branches in eight counties. Centrue Bank has total assets of more than
$600 million and 195 employees.

SPECIAL NOTE CONCERNING FORWARD-LOOKING STATEMENTS

This document (including information incorporated by reference) contains, and
future oral and written statements of the Company and its management may
contain, forward-looking statements within the meaning of the Private Securities
Litigation Reform Act of 1995 with respect to the financial condition, results
of operations, plans, objectives, future performance and business of the
company.  Forward-looking statements, which may be based upon belies,
expectations and assumptions of the Company's management and on information
currently available to management, are generally identifiable by the use of
words such as "believe,""expect," "anticipate," "plan," "intend," "estimate,"
"may," "will," "would," "could," "should" or other similar expressions. 
Additionally, all statements in this document, including forward-looking
statements, speak only as of the date they are made,and the Company undertakes
no obligation to update any statement in light of new information or future
events.

A number of factors, many of which are beyond the ability of the Company to
control or predict, could cause actual results to differ materially from those
in its forward-looking statements.  These factors include, among others, the
following: (I) the strength of the local and national economy; (ii) the economic
impact of September 11th; (iii) changes in state and federal laws, regulations
and governmental policies concerning the Company's general business; (iv)
changes in interest rates and prepayment rates of the Company's assets: (v)
increased competition in the financial services sector and the inability to
attract new customers; (vi) changes in technology and the ability to develop and
maintain secure and reliable electronic systems; (vii) the loss of key
executives or employees; (viii) changes in consumer spending; (ix) unexpected
results of acquisitions; (x) unexpected outcomes ofexisting or new litigation
involving the Company; and (xi) changes in accounting policies and practices. 
These risks and uncertainties should be considered in evaluating forward-looking
statements and undue reliance should not be placed on such statements. 
Additional information concerning the Company and its business, including
additional factors that could materially affect the Company's financial results,
is included in the Company's filings with the Securities and Exchange
Commission. 

DATASOURCE: Centrue Financial Corporation



CONTACT:  Thomas A. Daiber, Chief Executive Officer, or James M.

Lindstrom, Chief Financial Officer, both of Centrue Financial Corporation,

[phone]

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