Zaim Credit Systems Plc

Zaim Credit Systems (ZAIM)

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Company name:Zaim Credit Systems Plc
EPIC:ZAIMTrading Currency:GBX
Market Sector:SQS3ISIN:GB00BK5T9G03
Market Segment:SSQ3Share Type:DE
WWW Address:Description:ORD �0.01
Industry Sector:GENERAL FINANCIAL
 Price Price Change [%] Bid Offer Open High Low Volume
 1.50 images.advfn.com/imagesnew/2/gb/dot 0.0 [0.00] 1.00 2.00 1.50 1.50 1.50 -
 Market Cap. [m] Shares In Issue [m] Beta EPS DPS PE Ratio Yield 52-Wks-Range
 6.93 461.98 0.00 - - - - 5.00 - 1.50

Zaim Credit Systems Key Figures

(at previous day's close)
Market Cap.6.93m
Shares In Issue461.98m
Prev. Close1.50
PE Ratio- 
Dividend Yield-%
EPS - basic-p
Dividend PS-p
Dividend Cover- 
Cash Flow PS-0.07p
Return On Equity (ROE)30.75%
Operating Margin8.55%
PEG Factor- 
EPS Growth Rate-%
Dividends PS Growth Rate-%
Net Debt1.65m
Gross Gearing58.44%
Quick Assets4.30m
Net Working Capital-m
Intangibles / Fixed Assets2.76%
Turnover PS2.03p
Pre-Tax Profit PS0.17p
Retained Profit PS0.15p
Cash PS0.32p
Net Cash PS0.32p
Net Tangible Asset Value PS *0.47p
Net Asset Value PS0.48p
Spread1.00 (50.00%) 

Zaim Credit Systems Balance Sheet

L^ZAIM:Liabilities+EQL^ZAIM:Assets

Share Price Performance

Sample Period HighLow
1 week1.50-
4 weeks2.501.50
12 weeks3.751.50
1 year5.001.50

Share Price Chart (5 years)

Zaim Credit Systems Historic Returns

Sorry No Data Available

Zaim Credit Systems Key Management Ratios

Zaim Credit Systems Investment Ratios

(Market value analysis) at previous day's close
PQ Ratio- 
PE Ratio- 
Tobin's Q Ratio 1.77 
Tobin's Q Ratio (excl. intangibles)1.85 
Dividend Yield-%
Market-to-Book Ratio3.12 
Price-to-Pre-Tax Profit PS8.65 
Price-to-Retained Profit PS10.15 
Price-to-Cash Flow PS-21.78 
Price-to-Sales PS0.74 
Price-to-Net Tangible Asset Value PS3.16 
Price-to-Cash PS4.70 
Net Working Capital PS- 
Price Pct to Working Capital PS-%
Earnings Yield-%
Average PE- 
Years in average- 
PE to PE average-%

Zaim Credit Systems Financial Ratios

(Leverage Ratios)
Debt Ratio58.44%
Debt-to-Equity Ratio1.41 
Debt-to-Equity Ratio (excl. Intgbl)1.42 
Debt-to-Equity Market Value0.45 
Net Gearing30.86%
Net Gearing (excl. Intangibles)31.03%
Gross Gearing58.44%
Gross Gearing (excl. Intangibles)58.76%
Gearing Under 1 Year-%
Gearing Under 1 Year (excl. Intgbl)-%
Assets/Equity2.41 
Cash/Equity66.38 
(Liquidity Ratios)
Net Working Capital to Total Assets80.45%
Current Ratio- 
Quick Ratio (Acid Test)- 
Liquidity Ratio- 
Cash & Equiv/Current Assets34.29%
(Solvency Ratios)
Enterprise Value8.58m
CFO/Sales-0.03 
CFO/Attributable Profit- 
CFO/Assets-0.06 
CFO/Debt-0.10 
Total Debt/Equity Market Value0.45 
Total Debt/Sales0.33 
Total Debt/Pre-Tax Profit3.90 
Total Debt3.12m
Total Debt/Net Current Assets0.73%
(Dodds - Graham Ratios)
3 yr Compound Earnings Growth-%
5 yr Compound Earnings Growth-%
10 yr Compound Earnings Growth-%
Earn drops > 5% in 10yrs- 
Beta (60-Mnth)Beta (36-Mnth)
0.00110.0011

Zaim Credit Systems Operating Ratios

(Profitability Ratios)
Return On Capital Employed (ROCE)15.00%
Return On Assets (ROA)17.49%
Net Profit Margin7.28%
Assets Turnover2.40 
Return On Equity (ROE)30.75%
Return On Investment (ROI)17.49%
Dividend Payout Ratio-%
Plowback Ratio100.00%
Growth from Plowback Ratio-%
Net Income Of Revenues7.28%
(Asset Utilisation Multiples)
Shareholders Equity Turnover6.75 
Fixed Assets Turnover11.72 
Current Assets Turnover3.02 
Net Working Capital Turnover 
Inventory Turnover- 
(Other Operating Ratios)
Total Assets-to-Sales0.42 
Debtors-to-Sales21.84%
Debt Collection Period79.70Days

Zaim Credit Systems Dividends

Sorry No Data Available

Zaim Credit Systems Fundamentals

 31 Dec 2019 (GBP)31 Dec 2020 (GBP)31 Dec 2021 (GBP)
turnover3.94100.00%4.86100.00%9.37100.00%m
pre tax profit-0.89-22.62%-0.61-12.65%0.808.55%m
attributable profit-0.89-22.62%-0.61-12.65%0.687.28%m
retained profit-0.89-22.62%-0.61-12.65%0.687.28%m
eps - basic (p)- - - 
eps - diluted (p)- - - 
dividends per share- - - 

Zaim Credit Systems Balance Sheet

 31 Dec 2019 (GBP)31 Dec 2020 (GBP)31 Dec 2021 (GBP)
L^ZAIM:Liabilities+EQL^ZAIM:AssetsL^ZAIM:Liabilities+EQL^ZAIM:AssetsL^ZAIM:Liabilities+EQL^ZAIM:Assets
 31 Dec 2019 (GBP)31 Dec 2020 (GBP)31 Dec 2021 (GBP)
ASSETS
fixed assets fixed assets0.010.23%0.010.23%0.5610.48%m
intangibles intangibles2.5549.48%0.3012.09%0.030.54%m
fixed investments fixed investments0.224.31%0.2510.19%0.468.53%m
current assets - other current assets - other--%--%--%m
stocks stocks--%--%--%m
debtors debtors0.7915.26%1.2751.49%2.8252.87%m
cash & securities cash & securities1.5830.72%0.6426.00%1.4727.59%m
TOTAL5.15100%2.47100%5.34100%m
LIABILITIES
creditors - short creditors - short--%--%--%m
creditors - long creditors - long--%--%--%m
creditors - other creditors - other3.9676.92%1.9177.35%3.1258.44%m
subordinated loans subordinated loans--%--%--%m
insurance funds insurance funds--%--%--%m
TOTAL3.9676.92%1.9177.35%3.1258.44%m
EQUITY
ord cap, reserves ord cap, reserves1.1923.08%0.5622.65%2.2241.56%m
prefs, minorities prefs, minorities--%--%--%m
TOTAL1.1923.08%0.5622.65%2.2241.56%m
OTHER
NAV Basic- - - 
NAV Diluted- - - 

Zaim Credit Systems Cash Flow Statement

31 Dec 2019 (GBP)31 Dec 2020 (GBP)31 Dec 2021 (GBP)
Operating CF0.10-0.31-0.32m
Pre-Financing CF0.10-0.31-0.62m
Retained CF1.13-0.940.83m

Zaim Credit Systems Brokers

Broker infomation is not available for this class of stock.
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