Taylor Wimpey Share Discussion Threads

[omg48] 07/6/2021 08:19

WFL Lots of ifs and buts in that article.

[sikhthetech] 06/6/2021 20:40

as predicted.

Help to Buy owners moving home find rising house prices have bumped up their debts - and created a nice little earner for the government

There was a 40% spike in buyers using Help to Buy at the end of 2020
The deposit-boosting Government scheme helped them buy amid rising prices
But mooted house price fall could see them struggle to pay it back down the line
Meanwhile, those who took out Help to Buy loans years ago now face repaying significantly more than they borrowed.

[jugears] 04/6/2021 15:10

What a big tit, LOL

[sunshine today] 04/6/2021 07:15

JUGEARS:

Tap on the map where you live, and please be kind enough to post the house to income ratio.

[jugears] 04/6/2021 06:45

Job vacancies soar as agencies struggle to fill them.

[jugears] 03/6/2021 12:23

Well it was when I bought!, It was over £15 years ago.

[khufu1] 03/6/2021 12:09

A word of advice from Jugears please. I am a long term TW fan, but noticed your comment 1 /6 /21 about Tullow Oil. I see you've bought shares. Worth a punt? Thanks

[sikhthetech] 03/6/2021 11:33

Jugears

"a year on from Covid & Brexit & the country doesn't look in to bad a shape to me, know where near the amount of people lost there jobs despite all the doom & gloom, House prices may be high now but in 10 years they will be 25-50% higher than now even if there is a housing crash in between"


Brexit agreement was less than 6 months ago. Covid is still impacting the world. So where do you get 'a year on from covid & Brexit' from???.

The number of people haven't lost their jobs because furlough, which was due to end in Oct, was extended and is still in place. Did you not see the news of the extensions?


Apart from that how will people lose their jobs whilst they are on furlough?


According to official gov figures (not your baseless speculation), the 'cumulative' number of jobs furloughed, for year to Apr 2021, was 11.5m from 1.3 employers!!!
That's hardly a small number is it?
The fact fewer than expected have actually lost their jobs goes to show the furlough scheme largely worked, doesn't it?

[sikhthetech] 03/6/2021 11:19

Millwallfan

"In its most simplistic form house prices at record levels must be good for HBs."

The H2B scheme is for 1st time buyers and has regional PRICE CAPS. If house price rise then the prices will go beyond the price caps. Therefore, ftb will not be able to use the H2B scheme.
Given the widening gap between avg wages and avg house prices, buyers are also being priced out of the market.

ftb can't use H2B, buyers priced out of the market,prices will have to fall to have functioning housing market..

Look at any investment, when there are steep rises in a bubble, it leads to the bubble bursting.

Everyone will have a different opinion on where they see the housing market going.

HBs face increasing challenges over the next few months. It's only the beginning of the 'interesting' period.

[jugears] 03/6/2021 10:28

We all have our opinions, unfortunately some on here are the world biggest worriers,a year on from Covid & Brexit & the country doesn't look in to bad a shape to me, know where near the amount of people lost there jobs despite all the doom & gloom, House prices may be high now but in 10 years they will be 25-50% higher than now even if there is a housing crash in between because the country is just not building anywhere near enough houses this has been exasperated by the reduction in new houses being built during the early days of covid any housing down turn now will only lead to shortages in the future, The country has never built enough houses because we don't have the ability to do so & that is why houses are so expensive in this country, None of the big HB's will ramp up production especially whilst demand is there & people are happy to pay a premium & why should they there are only a handful of large builders that build most of the uk houses, They have no competition to under cut them & its very unlikely they ever will have.

I have absolutely no doubt that this will be a £5 share in the future so have know worries that it is currently bobbing a long between 1 & 2 pounds, I am more than happy to pick up cheap shares as dividends for the for seable future, the lower the share price the more I get in the future.

[gbh2] 03/6/2021 09:43

No good arguing with a sore loser, Filter is the only option imo.

[kurdmam36] 03/6/2021 09:19

sikhthetech knows nothing of how the housing industry works and what goes on under the bonnet.......

[jugears] 02/6/2021 15:53

tlobs, the housing market in my opinion had been held back for several years due to the indecision on Brexit & labour leader that clearly & very wrongly assumed he should be prime minister, IMO there was always going to be a surge In housing activity once these uncertainties were out of the way, Covid for good or bad has made people reevaluate there lives, Unless uk house builders ramp up construction of new homes i'm afraid we will see property prices continue to increase, my own property portfolio has increased by nearly 15% in the last 12 months alone.unfortunately this is going to be bad news for first time buyers & it doesn't help that there are plenty of older cash buyers who don't need a mortgages & turning to property as an investment & lets face it who now would even consider putting money in banks & building societies with a miserly quarter percent interest rate return? IMO we would have a more stable & affordable housing market if interest rates were around 3%, Despite threats of inflation I would think that putting interest rates up in the near term would be at the very bottom of the governments very very long list, as for Stamp duty holiday this has not saved any customers a penny except those very lucky people in the first few weeks & have always thought that it has had no effect whatsoever on the current housing boom & would have occurred anyway without any help from the government who are a bit like a bull in a china shop when it comes to making decisions, The weight & see approach should be used more often, its always worked well for me.

[tlobs2] 02/6/2021 14:59

UK house prices are soaring. Official figures show they have been increasing at their fastest rate for more than a decade despite the country being gripped by a pandemic.

The UK's biggest building society, the Nationwide, has described the UK housing market as "buoyant".
House prices in the UK have generally been going up since the financial crisis. The latest official figures, for March, show that trend speeding up.

Property values were 10.2% higher than a year earlier - the fastest annual rate of growth for 14 years.

This map from property portal Zoopla shows that, unlike recent booms, the biggest price rises have been outside of London and the South East of England.

[imastu pidgitaswell] 02/6/2021 09:03

And I'll have the 177+ sales back.

Trading TW. shares, sun's out, sikh talking drivel, his mates back as well, calling it down, telling us we don't understand...

Just like old times...

😎

[millwallfan] 01/6/2021 21:38

In its most simplistic form house prices at record levels must be good for HBs. However, in reality the ultimate impact can and will only be assessed when all other influential national and economic variables come into play, interest rates, inflation, unemployment, pandemics, government policies, mortgage defaults, paydrift, sentiment etc etc. I do not believe anyone can be certain where we will be in 12 or 24 months time unless they proclaim to be mystic meg.

[sikhthetech] 01/6/2021 19:30

ST,

"The housing market is totally distorted."

Absolutely.
PIs would be very naive to think that a jump in house prices to record levels is good news for HBs.

It shows how some on here don't understand the business but are simply trading with their fingers crossed.

The steep rises in house prices will have a detrimental impact on HBs.

[imastu pidgitaswell] 01/6/2021 16:27

As always, sold a few, kept the rest.

Volumes not high - anything can happen short term, but days 1-3 of a month are usually positive as month end pension contributions are invested.

I do like (and have) RDW as another sector play.

[jugears] 01/6/2021 15:49

That little purchase I made last week is starting look healthy & very pleased with those Tullow oil share I purchased you can't beat long term holding!

[tlobs2] 01/6/2021 14:43

Sunshine Today is as thick and miserable as Sikhnotsotech (filtered)

[imastu pidgitaswell] 01/6/2021 14:39

Arf...

(I think he's just a very naughty boy - certainly not The Messiah...)

[gbh2] 01/6/2021 14:36

imastu - And some Fell on Stony Ground ;)

[sikhthetech] 01/6/2021 12:40

dd,
"Most of this rarely reflects reality. As for Nationwide, Halifax et al., their monthly pronouncements and associated commentary are more often than not nothing more than general guesswork with some factual data on their own small percentage of mortgages granted."


Exactly. Estate Agents guesswork is based on asking prices(not sold prices), nationwide/mortgage providers is based on approvals (not granted).
Land Registry is based on actual sold prices and are available months down the line.

The rest is speculative waffle.

The important factor is how HBs cope with the increasing challenges they face.

[imastu pidgitaswell] 01/6/2021 12:40

sunshine Today - last seen on this thread on 9th November 2020.

Anyone remember what happened that day? 😎




Muppet.