Mortice Share Discussion Threads

[flogalog] 30/12/2001 16:12

Sorry maxk I called you mark.......still trying to focus after xmas!

[maxk] 30/12/2001 15:22

Cheers Flogalog, I'll give them a shout.

[flogalog] 30/12/2001 14:56

Mark

No. It was a debt consolidation deal. He added all the debts together for the client and instead of £2000 per month going to pay for loans the figure was reduced to £844.

Yes they also do buy to let mortgages.

They have some software updated by email every two days which shows about 3800 different mortgage products from all the building societies.

It does save a hell of a lot of time and they really do get a buzz out of putting money back into the clients pocket.

[lancslad] 30/12/2001 14:48

soulsauce, halifax are doing several good deals at the moment,check them out,you wont get much better,best regards l.l.

[walshd] 30/12/2001 14:31

I am moving overseas with my employer but will be paid in sterling. I want to buy a property in rep of ireland but with a sterling mortage .

Does anybody know where I could obtain such a mortgage? ( I have tried high street providers but without sucess)

Thanks
DW

[maxk] 30/12/2001 12:10

Flogalog,

Bloody hell, what did he remortgage...the QE2? :-)

BTW, are they any good for buy to lets?

[flogalog] 30/12/2001 12:01

Ring Ray at Blackwood Finance on 01628 898062. They are brokers with no tie to any lender and they've just saved a friend of mine £1100 per month!!

[soulsauce] 30/12/2001 10:20

Thanks for all comments. V.interesting.

[a harris] 29/12/2001 18:17

sole
the 4.59 is simply the variable rate. its not a discount. the important bit is how is it linked to the bank of england base rate. I think halifax and nationwide say that their deals will never be more than 2% over the b of e base rate. Hinckley say never more than 0.95% in the first five years and with no redemption pens thats what i have been looking for. a varible rate which is not likely to shoot up at end of promotional gimicky stuff

good luck matey
#

[bobp] 29/12/2001 17:14

solesause,
Try...
1.0800 085 10 10
2.0800 0180201
3.0800 015 1146
Also look at Ausie style mortgages that mean you end up paying it off quickly and cheaper. Try www.IF.com
Good luck!
Bobp

[8 ball] 29/12/2001 17:08

Did the same myself last Dec.

Found a great offer form Halifax, 0.45% below the Bank of England base rate for 2 years.
They also paid all costs involved in the remortgage, no tie in, and i found the service very good.
Only wish it was for longer, have saved a packet this year.
Don't no if it's still available.

[a harris] 29/12/2001 17:07

ACTUALLY I CAN HELP you here...
i just surveyed and concluded as follows
1 hincley and rugby BS
2 halifax
3. nation wide

hinkley and rugby off 4.59 % standard variable rate youlll have to do well to beat that. no redemption pens. no set up costs..... £300 quid back on completion
also, this link might help

[soulsauce] 29/12/2001 17:05

Thanks a harris, how long is the 4.59% for?

[soulsauce] 29/12/2001 17:03

Dear All,
I am thinking of remortgaging in the New Year and I am wondering if any of you out there have just done the same and think they have a really good deal.
I am looking for one with no redemption tie in. Can anyone advise.

[maxk] 30/7/2001 23:29

Can anyone point me in the direction of a decent practical mortgage broker? I want to buy a flat/house in my daughters name when she turns 18, and goes to uni. The investment is for her long term benefit, ie in her name but she will share with other students to cover costs etc. I would be prepared to underwrite the repayments on the loan, so no risk to the lender. Long term investment.

Any ideas folks?

[ferrisc] 29/7/2001 00:24

It's entitled 'Virgin One Mortgage' author is Paul Kay. The 3rd entry on the thread is the interesting bit.
Ferrisc.

[ferrisc] 29/7/2001 00:21

There's athread on MoneyExtra about Virgin mortgages that may be of some use. If I find it I'll post it's title here.
Ferrisc.

[bosco] 28/7/2001 00:48

Anyone with an egg Saver Mortgage or Virgin One...I'm trying to compare the two.
Would be interested to hear from anyone with experience of either.

I note that EGG will review their rate calculation (currently base rate + 1%) end 2003. Don't know about Virgin, but currently their rates are a bit higher than
egg.

[glennarnold1] 27/7/2001 19:35

I dont think anyone knows?