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Share Name Share Symbol Market Type Share ISIN Share Description
Merchants Trust Plc LSE:MRCH London Ordinary Share GB0005800072 ORD 25P
  Price Change % Change Share Price Bid Price Offer Price High Price Low Price Open Price Shares Traded Last Trade
  5.00 0.92% 551.00 547.00 550.00 550.00 545.00 547.00 158,026 16:35:27
Industry Sector Turnover (m) Profit (m) EPS - Basic PE Ratio Market Cap (m)
Equity Investment Instruments 24.9 21.9 18.5 29.8 686

Merchants Share Discussion Threads

Showing 2076 to 2099 of 2175 messages
Chat Pages: 87  86  85  84  83  82  81  80  79  78  77  76  Older
DateSubjectAuthorDiscuss
17/8/2021
19:56
Yes wish I had realised the benefits of an ISA years ago.One of the few areas the tax man can't get his grubby little hands on ;)
tim 3
17/8/2021
19:18
Total agree with the concept. My advice to young people starting to invest is before you do anything set up a direct debit and invest a set amount every month, month in month out, year in year out, into a global equity fund. If you can afford to increase the amount each year then do so. Never sell never panic just invest. Over the long term you'll build wealth. And yes, for me do it in an ISA.
zac0_4
17/8/2021
16:30
Re: the final comment about ISA's, the point is that there is an annual allowance (and every possibility that that will be reduced or stopped if the Government is looking to repair the Covid-shaped hole in UK balance sheet) and if you don't use it, you lose it. Once inside the tax-free 'wrapper' of an ISA, that money is untouchable for the Govt so build up as big an ISA pot as you can, while you can.
jeffian
17/8/2021
15:21
Get rich slow – invest £50 a month in each of these five funds to retire in comfort TRYING to get rich quickly is a mug's game. A more secure way to build wealth for your retirement is to do it slowly, by investing regular monthly sums in stocks and shares. By HARVEY JONES You won't build your fortune overnight by doing this but that's actually a good thing. The safest way to build your wealth is by investing regular sums year after year, leaving you nicely set for your retirement. ‘Crypto crazy!’ More Brits invested in bitcoin last year than stocks It's like the old fable about the tortoise and the hare. Slow and steady wins the race when it comes to investing, says Darius McDermott, managing director at FundCalibre.co.uk. Too many investors go charging around, hoping to make short-term gains from volatile assets such as Bitcoin and foreign exchange trading. In practice, they typically lose more often than they win, because trading in this way is too high risk for most people. Fear and greed are you biggest enemies, McDermott says. Fear of missing out, and the greed that comes from trying to make quick money. “Shun both, and take the slow route to building the wealth you need to retire in comfort," he says. Shares can be volatile in the short term but will outperform overtime McDermott recommends setting up a direct debit to invest a regular monthly sum inside your tax-free Stocks and Shares Isa allowance. “It’s a good habit to start and you can increase the amount you invest every time you get a pay rise.” If you begin right at the start of your working life you could end up saving for 40 years or more. "Over such a lengthy period, even small monthly amounts can add up to a good-sized retirement pot,” he says. Shares should deliver a far superior return to cash over the longer run but are more volatile in the short term. McDermott says for most people, investing in a spread of investment funds is a lot safer than buying individual stocks. "If markets crash don't panic, sit tight, leave your money invested and wait for the recovery," he says. Start by investing in the UK economy McDermott says the following five investment funds could be a good place to start. You could invest £50 a month in each via an investment platform, putting away £250 in total. LF Gresham House UK Micro Cap invests in the UK’s smallest companies and its experienced fund manager has delivered impressive returns. VT Downing Unique Opportunities targets UK companies that should deliver sustainable long-term growth, rather than flash-in-the-pan success. AXA Framlington American Growth gives you access to some of the most exciting companies on the thriving US stock market. LF Montanaro Better World invests in small and medium-sized businesses whose products or services make a positive impact on the world. Finally, Nomura Global Dynamic Bond invests in fixed-income investments such as bonds which are less riskier than shares, reducing your portfolio’s volatility. Diversify by investing overseas as well as in the UK These fund ideas are worth considering but will not suit everybody and Svenja Keller, head of wealth planning at wealth manager Killik, said you can make your own “DIY” investment decisions using online trading platforms or investment apps. “If you pick your investments yourself, conduct thorough research on all of the available options,” she says. If you have strong values, ethical investments, also called environmental, social and governance (ESG), may suit you better. However, if you lack the confidence to make your own financial decisions, consider paying for independent financial advice, Keller said. “It may be more expensive than using an investment app, but allows you to ask important questions.” ----------- many people reading this thread, will not need to pay ISA charges for several years, a simple trading account and use your capital gains allowance and dividend allowance, until u can't.
ctrader3
17/8/2021
13:14
Dividends, TR. JC said, not his real name, but that's a discussion for a different day " There are many paths to a top of a mountain " GL whichever path u travel.
ctrader3
17/8/2021
10:44
'Investment trust dividends cannot defy gravity, but they do come with a very plump cushion. Not only do they keep cash in reserve, but they can also bank some of the big capital gains they have made over the last year and hand these out to shareholders too,' said Ian Stokes, managing director of Corporate Markets EMEA at Link Group. 'It is one of the most reassuring features of investment trusts that they can smooth out the peaks and troughs in dividend income caused by the economic cycle or big one-off shocks. 'The amazing stability of investment trust dividends through the pandemic is a testament to this flexibility. For investors, this regular, predictable income is very welcome indeed.' ----------- HFEL stated the dividend was covered, u can only believe the management until u don't.
ctrader3
17/8/2021
10:27
I'm a huge fan of the Fundsmith equity fund. I built up a position over a period of time prior to taking early retirement. I invest directly with Fundsmith. There's no platform charge and they offer a drawdown facility which I use to take a quarterly payment. Currently I take 1.25% per quarter of my initial investment value. So, just like a 5% dividend payment per annum paid quarterly. I started to drawdown 2 years ago. To date I've taken 10% of the value of my initial investment, and my capital is currently 49% higher than when I started. So, total return to date of 59%. I think it's a mistake to compare Smith with Woodford. Woodford was fine when under the control of Invesco. It's when he set up by himself that he went rogue, so to speak. Smith's been running his fund for 11 years and has stuck strictly to his strategy. I'm also invested in his smaller companies investment trust. I invested when the fund launched in October 2018 at £10.00 per share. It's currently £18.70! On another point keep your eye on Henderson Far East Income as I'm sure it's due to fall further. How do I know? Well I've just topped my holding up at £3.00 (7.8% yield) and generally when I top up any holding it falls further!!! I just hope it's not another value trap!
zac0_4
17/8/2021
09:05
the elephant in the room with TR is, a profit is not a profit until u sell your investments, with dividend shares even if u buy at the wrong time the dividends gives u buying power at a lower price.
ctrader3
17/8/2021
08:56
Terry Smith said this outperformance "tells its own story", But will he says that if it underperforms? Woodford never did.
tim 3
17/8/2021
07:27
Terry Smith's Fundsmith Equity turned £10,000 into £58,380 in 10 years. Should you buy it ? Harvey Jones Fundsmith Equity Fund turned an investment of £10,000 into £58,380 in the last 10 years, with a total return of more than 483 percent in that time. Even the pandemic could not lock down Terry Smith, but can he continue to lead the field for the next 10 years? Middle England investors have poured their money into Fundsmith Equity, which now holds an incredible £27 billion. Terry Smith is the nation's most popular fund manager, taking over the mantle from the now disgraced Neil Woodford, whose success at Invesco Perpetual went to his head, and came unstuck after setting up his own company. Fundsmith Equity's consistent performance is particularly impressive because Terry Smith has generated high returns from investing in a small portfolio of large companies, rather than riskier corners of the market. Fundsmith's top holdings include US giants including Microsoft, PayPal and Facebook, alongside beauty companies L'Oreal and Estée Lauder. You can invest free of tax using your annual £20,000 Stocks and Shares Isa allowance. Despite Terry Smith's success, analysts have been warning that his luck might run out, which would be a blow for investors who have banked their retirement on his stock picking skills. How scared should they be? Terry Smith has lashed out at his critics, written a surprise letter to shareholders defending Fundsmith against headlines predicting its downfall. He wrote: "If you have been reading what investment commentators have been saying during this period you might be rather surprised that our fund has fared so well." Few will be heeding his critics after Fundsmith shrugged off the pandemic to return an impressive 26.98 percent in the past 12 months. Terry Smith said this outperformance "tells its own story", and few will dispute that. Laith Khalaf, head of investment analysis at online platform AJ Bell, said the letter was "curious" given Terry Smith's "exceptional performance track record". Khalaf said Terry Smith is one of the most notable success stories of the last decade and has helped to promote investing in funds to a wider public. He said the rush to buy Fundsmith is likely to continue, but as always, investors should not put all their eggs in one basket. "It is always safer to spread your risk by putting money into a range of investment funds." Khalaf said investors should keep some emergency money in cash or a rainy day, but put their longer-term retirement savings into a Stocks and Shares Isa which should generate superior returns over time. Emma Wall, head of investment analysis at Hargreaves Lansdown, said Terry Smith has built Fundsmith Equity's reputation by investing in high quality big-name stocks which dominate their industries with strong competitive advantages. "Investing in established industry leaders means it is difficult for start-ups to eat into their revenues and profit," she said. Emma Wall said Fundsmith is heavily weighted to a small number of companies and sectors, including consumer goods, computer services and medical equipment. Almost three quarters of the fund is invested in the US, which means it could struggle if US share prices fall. Many investors will be heavily invested in the US after its storming success over the last 10 years, and should spread their money around. "Look to hold differentiated funds alongside Fundsmith Equity, which add diversification," Wall said. Few investment managers can stay top of the tree forever, she cautioned. "As with all funds, Terry Smith's vehicle also be sensitive to market downturns, or economic shocks." She said Fundsmith weathered last year's Covid slump well and loyal investors have been well rewarded. "Terry Smith and Fundsmith Equity could continue to deliver, as part of a well-diversified global portfolio."
ctrader3
16/8/2021
11:32
The conundrum Hussman is pointing out is that people are overpaying for unusually high profits based on government intervention in the economy, and they are willing to pay more per pound of profits because interest rates are low, but those low interest rates and government interventions are in place because of low economic growth, which means that profits won’t surge. It’s a Catch-22 for investors. They are overpaying under the assumption that profits will continue to surge, but the motivation for and cause of this (low interest rates and stimulus) suggests profits won’t surge. This, as Hussman sees it, is a mistake that will be exposed by a drop in the stock market. But, for now, stocks are pricing in a boom.
ctrader3
16/8/2021
08:30
above is my current guild portfolio which is fairly recent. the portfolio is 75% dividend and 25% TR. the aim is to have fairly loosely a 75/25 split, depending on the market, so anyone with a similar strategy would have access to the tax free money without selling their dividend shares. current 25% shares are EAT and SVM, although at this late stage of a bull run I am reluctant to go all in to 25%. hopefully the TR shares will ultimately provide surplus cash to buy more dividend shares. I wouldn't mind if the market falls as it would allow me to invest the future dividends at a better rate and maybe buyback MRCH which is number one on the subs bench. the yielding shares are fairly low risk apart from the loan companies but at the early stages of the portfolio a risk I am willing to take.
ctrader3
15/8/2021
08:46
Portfolio weighting. depends on your end game, could be a new car, holiday, a pension 'annuity' where u get an enhanced payout and u keep your cash and also the number of years u have to achieve your target. most probably reducing the risk in your portfolio as u grow older, remember last year.
ctrader3
15/8/2021
08:19
the chart including dividends received but not re-invested in the share. the chart if u had re-invested the dividends, the equivalent to holding MRCH as an accumulation Unit Trust.
ctrader3
14/8/2021
22:43
Some useful information. Thanks. I hold Polar Capital Technology, but not in the Investment Trust version, the Fund version. There's a lot to choose from out there and I'm trying to reduce my overall number of holdings. Currently I have 22. 1 multi-asset fund, 8 dividend paying holdings (individual shares and trusts)and 13 growth funds, some index some managed.
zac0_4
14/8/2021
12:06
Thanks ct great food for thought as always. I also lived through and came out unscathed from the tech bubble. Even though I am believer in the saying nothing ever changes with the market and that "this time its different" is what idiots/newbie's believe with QE I am questioning whether the Feds actions have changed the market for ever. If for some reason the fed does lose control things could get very ugly very quickly but could also provide graet opportunities.
tim 3
14/8/2021
11:16
the other advantage IT's have over UT's is u can trade the discount, if the discount is really wide the market is warning u that it's dangerous, u could have bought property for fifty pence in the pound. u can also trade the share, as with JLEN and sell when the premium rises, whilst u wait the 6% yield would offer some comfort. Mr. Market is always right but isn't that bright at times.
ctrader3
14/8/2021
09:18
if u had bought after the dotcom boom u would have had to have held the share for 16 years to get your money back, allowing for inflation nearer to 20 years. But, there is always a but if u had bought ten years ago with a 5k stake, that would be worth 50k. They recently had a 10 for one share split so for every one share u owned u would now own ten, IF they have the same performance over the next ten years your 5k will be worth 500k. Will it, won't it, only one way to find out. GL the power of the markets your gains are unlimited but your maximum loss is only the amount u stake,.
ctrader3
14/8/2021
09:11
if u want somewhere to re-invest your MRCH dividends, above are some of the best TR shares, past history etc,. etc,. Interesting share ATT
ctrader3
14/8/2021
08:51
u would have still been better trading MRCH. S&P is close to it's high, when it falls not IF the world of investing changes. Relevant research the DotCom boom. GL
ctrader3
13/8/2021
23:21
Indeed Zac, My holding in S&P etf's bought a little over a year ago is also up over 40%. Some may disagree but long term I don;t consider the S&P high risk. Diversification is key.
tim 3
13/8/2021
23:12
Overall I'm not disappointed in the return year to date from my holding in MRCH. However, I think a more realistic comparison with regards to performance is to compare it to its level in q1 2020 ie pre-pandemic level. Using this as a benchmark shows a total return of about 3%. I might add that compared to other of my dividend paying holdings that's not too bad! But compare it to my holdings in global equity funds. LF Blue Whale, Rathbone Global Opps and Fundsmith Equity have returned 35%, 40% and 30% respectively over the same period. That's one of the reasons why I invest in a mixture of dividend paying holdings and equity funds for capital growth. Taking a blinkered approach towards just investing in dividend paying holdings can be, in my experience, a mistake.
zac0_4
13/8/2021
20:35
Very sad death of Simon Fraser, previous Chairman of Merchant's Trust and F&C this week. A very well respected investment trust leader. He will be missed.
topvest
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