Lloyds Banking Share Discussion Threads

[freddie01] 23/6/2021 10:47

BOOM! UK manufacturing output volumes in the three months to June grew at the fastest pace on record with order books at their strongest in over 30 years. (Source: CBI's Industrial Trends Survey) #UKmfgFlag of United Kingdom

[sentimental rules] 23/6/2021 10:39

someone tell me why Osbournes prediction of an 18 pct fall in house prices after Brexit has never happened ?


yet more lies from the remainiac extremists

utter low lifes

[jacko07] 23/6/2021 10:29

Minnie, I see those Capita shares that owe you 350p apiece hit a recent high of 40p this week.

No wonder you are so bitter, my advice is try and get a doorstep loan from Provident.

[sentimental rules] 23/6/2021 10:28

well said jacko07

nail on head there mate

[medieval blacksmith] 23/6/2021 10:18

mm2

Answer to your question as far as I know.

I doubt you could class the contribution from you and your wife as income as it is not subject to income tax. It would be declared as a gift and under inheritance tax laws you are allowed an annual gift exemption of a certain size and anything above that (depending on the size of your estate) would be applicable to the 7 year gift rule.

The affordability checks/limits on mortgage issuance are there for a reason and they are already pushed beyond the limits of common sense.

If you are looking to give a long-term commitment to your daughter have you considered equity release on your property? Of course it depends on your age and how much your house is worth but if you released equity and used that as a deposit on your daughter's property you might find the interest rate that would compound is lower than the rate your daughter gets. These equity release mortgages have all sorts of options. Another is a life time mortgage. You can limit the amount the equity release debt gets to take from your house - a sort of ring fence. The advantage of doing it this way is you will reduce your estate which may help if you have assets over the IHT allowances.

[utrickytrees] 23/6/2021 09:51

The virtue signallers will be able to give themselves a pat in the back by continuing to wear their masks when outside after July 19th then. Maybe we can organise an 8pm doorstep round of applause like we did for the NHS??

[maxk] 23/6/2021 09:30

Live Politics latest news: Freedom from face masks and social distancing beckons as leaked report shows impact of restrictions




Catherine Neilan, politics live editor
23 JUNE 2021 • 9:06AM

Freedom from face masks and social distancing beckons, with ministers preparing to lift all remaining restrictions on July 19 in favour of a push towards "personal responsibility".

Number 10 is optimistic that all legal limits will be removed on July 19 - which is expected to include the end of face coverings and the two-metre rule.

It comes amid fears that maintaining them any longer will have a devastating economic impact, after a leaked report found that keeping non-pharmaceutical interventions after step four in the Prime Minister's roadmap would cost the industry billions, according to Politico.

The review, dubbed the Events Research Programme, found that even relatively small ones like face masks would have such a massive impact.

Although there is no suggestion that restrictions will be removed after the two-week break point on July 5, those in Whitehall are said to be heartened by the continued low death rates, despite a rise in cases.

However any such move would put England at odds with Scotland, after Nicola Sturgeon announced yesterday that these measures were likely to remain in place even after all "major" legal restrictions go on August 9.

[pierre oreilly] 23/6/2021 09:10

Scruff, you don't seem to understand how things work. Crawley declared itself Nuclear free many years ago and it's worked. No nukes on Crawley in all that time. Bozza will just declare the footy lot Covid Free and, abracadabra, none of them will have covid (or if they do, it'll be kept very quiet).

'Exceptions' should never be allowed in any rules. Paint yellow lines on the road so less people are killed by cars parking there, but then allow those with stickers to park there and it's ok for the deaths trying to be prevented to actually occur.

Say masks have to be worn in shops (notwithstanding the best scientific opinion says the downsides match the upsides, therefore pointless) and then say if you work there you don't have to wear them.

This is why bozza will be thrown out asap, probably taking the tories with him. He's being taken for a ride by people who's idea is to make him look stupid, and boy they are achieving that aim.

[sentimental rules] 23/6/2021 08:29

I doubt even arja would have got into vermins sub standard useless poly

[mikemichael2] 23/6/2021 08:20

Here's my Question: Could we 'give' our daughter an annual allowance to increase here annual income for Mortgage purposes. Basically she can't borrow enough on here salary alone.

[maxk] 23/6/2021 08:18

mm2

I'm sure Min knows all about mortgages etc. Lay out the problem.

[scruff1] 23/6/2021 08:17

Mm2
G7 was a serious political event with all social restrictions observed.

[mikemichael2] 23/6/2021 08:13

Are there any Mortgage advisors or well clued up advisors here, I have a question.

[mikemichael2] 23/6/2021 08:12

scruff1, dig a bit deeper, you will find there is no 'freely'.

[sentimental rules] 23/6/2021 07:31

this one is in the book for sheer lunacy and irony


the remainiac extremists - the gift that keeps giving



arja
22 Jun '21 - 16:58 - 342658 of 342697
0 2 1
and nobody reasonable intelligent or with a modicum of common sense votes for brexit unless in the tiny minority of billionaires who profit from brexit, eg owners of right wing rags. JRM etc and the head of that pub chain .

[scruff1] 23/6/2021 07:21

'150,000 jobs in the travel industry under threat' Why if its ok for 3000 to travel from all international destination freely for a football match. It shows where the priorites of the fat gang are - remember when Shatts wanted the rich and famous to be exempt from tests and checks at airports. The EU citizens are able to travel as are those of the US. Fat man got lucky with the vaccine and hes turned us into the backward nation.

[utrickytrees] 23/6/2021 07:06

The Scottish are being taken out of the Euro's against their will.

[pam sentimental jules mum] 23/6/2021 00:01

Night sweetie.Sorry you stayed in your room tonight.Looking forward to seeing you on Thursday when you go to sign on.Tell them your occupation really is Keyboard Warrior and you have issues XXX

[smartypants] 22/6/2021 23:10

What can you say?

Official figures have shown that the potential benefit to the UK economy from a proposed partnership with Asian countries is less than one-fortieth the expected losses from Brexit.

Analysis released today by Ms Truss’s Department for International Trade, forecast a boost to UK GDP of just £1.8bn in 15 years time - the equivalent of 0.08 per cent of the British economy.
This amounts to less than one-fortieth of the 4 per cent long-term hit to UK GDP forecast by the government’s independent Office for Budget Responsibility as a result of Brexit.
The DIT’s forecast of £1.7bn worth of additional UK exports to the 11 existing members of the CPTPP is less than the £2bn loss in exports to the EU reported by the Food and Drink Federation in just the first three months of this year.

[k38] 22/6/2021 22:31

Next game.. a miracle or a disaster. England to win 1 - 0 England to lose by 4 - 1The Greeks done it, why not England. I can't wait.