International Personal F... Share Discussion Threads

[nwalsham15] 18/7/2013 22:25

New highs today. Lets move swiftly on to £6 pls!!

[u813061] 28/5/2013 21:21

Broker upgrade today

[wad collector] 06/3/2013 16:37

I think I got out too early .. ah well sell and regret...

[supasapi] 12/11/2012 20:44

wad collector, do you know how much they typically charge for a loan and over how long?

[wad collector] 18/10/2012 21:15

I have been wrong so far ; crept up to 340 - but I feel fairly sure this will eventually retrace - it isn't backed by an impressive yield.Bit of Europanic and will drop I suspect.

[wad collector] 26/9/2012 21:31

Down 6% on my last selling price but I am going to hold fire , think has further to drop.

[wad collector] 10/9/2012 08:32

Yes ,in retrospect , but do you think it will be sustained so that I can't buy back in cheaper?

[arja] 09/9/2012 15:37

nice chart breakout - not the time to sell I reckon !

[wad collector] 07/9/2012 11:55

Out again at 317 ; seems pretty random to me.

[jacks13] 30/8/2012 20:31

Its probably because they're tied into the euro collywobbles.

[wad collector] 30/8/2012 08:30

I picked some back up at 286p ; I fail to see why this company should be valued at 8% less than it was 10 days ago.Still , the illogical nature of the market , though frustrating sometimes , should be preyed upon...

[wad collector] 22/8/2012 10:07

2012 2013
Date Rec Pre-tax (£) EPS (p) DPS (p) Pre-tax (£) EPS (p) DPS (p)
Shore Capital
17-08-12 HOLD 91.90 25.40 7.80 108.00 29.80 8.60
Numis Securities Ltd
16-08-12 BUY 93.90 27.70 7.64 113.80 35.20 8.54
Peel Hunt
15-08-12 BUY 95.12 26.34 7.80 107.72 29.55 8.70

Numis have raised their estimates for next yr , shore and peel hunt haven't.
It is almost as if they are guessing....

[wad collector] 17/8/2012 16:24

Sold out the last of my holding today at 310 ; been a good run and I think good chance of buying back cheaper before too long.

[wad collector] 02/8/2012 10:56

Tending towards £3 today , a new year high ; perhaps the £25 M share buybacks are stimulating some interest?

[wad collector] 27/7/2012 21:16

Half yearly statement was pretty positive ; share price climbs steadily upwards this week.Small beer in the market as a whole , but the niche looks solid.

[wad collector] 18/7/2012 08:54

Numis have fractionally increased their estimates - wonder why they bother.

2012 2013
Date Rec Pre-tax (£) EPS (p) DPS (p) Pre-tax (£) EPS (p) DPS (p)
Numis Securities Ltd
16-07-12 BUY 92.00 26.00 7.10 113.20 32.00 7.84
Shore Capital
13-07-12 HOLD 91.90 25.40 7.80 108.00 29.80 8.60
Canaccord Genuity Ltd
22-06-12 HOLD 100.00 29.00 8.00 116.00 34.00 9.00

[wad collector] 24/4/2012 12:21

Little flurry of broker activity ;



2012 2013
Date Rec Pre-tax (£) EPS (p) DPS (p) Pre-tax (£) EPS (p) DPS (p)
Shore Capital
20-04-12 HOLD 91.90 25.40 7.80 108.00 29.80 8.60
Peel Hunt
20-04-12 BUY 89.36 25.08 7.80 106.52 29.90 8.70
Charles Stanley Securities
19-04-12 BUY 97.50 27.14 7.10 115.80 32.24 7.50
Canaccord Genuity Ltd
18-04-12 HOLD 100.00 29.00 8.00 116.00 34.00 9.00
Numis Securities Ltd
18-04-12 BUY 91.40 25.90 7.10 112.90 31.90 7.84

[wad collector] 14/3/2012 13:13

Couldn't resist - sold half at 262.The recent market "recovery" is making me nervous.

[jacks13] 09/3/2012 15:42

I agree there's not much happens on this BB but I suppose there are others like me who have a look from time to time. Must be lonely for you here on your own ;-)

[wad collector] 09/3/2012 12:57

Curious lack of interest on this BB - here is a company who has had a share price rise of 60% in 2 months , and no-one posting ; perhaps too busy counting money?

[wad collector] 06/3/2012 12:00

Charles Stanley Securities
05-03-12 BUY 96.30 26.79 7.10 117.40 32.70 7.50
Peel Hunt
05-03-12 BUY 89.40 25.09 7.80
Numis Securities Ltd
01-03-12 BUY 88.60 25.10 7.10 109.20 30.80 7.84

[wad collector] 29/2/2012 09:56

253p now, couple more buy re-iterations .

2011 2012
Date Rec Pre-tax (£) EPS (p) DPS (p) Pre-tax (£) EPS (p) DPS (p)
Numis Securities Ltd
28-02-12 BUY 100.60 28.50 7.30 82.40 23.30 7.30
Peel Hunt
27-02-12 BUY 98.25 29.11 7.30 89.40 25.09 7.80

Results strong ;

Highlights

0 Good growth in customer numbers, credit issued and receivables

o 9% growth in customers to 2.4 million, 12% growth in credit issued and 11% growth in average net receivables

0 Profit before tax increased by 9% to a record GBP100.5 million (2010: GBP92.1 million(1) )

o Continued strong progress despite GBP23.6 million of additional funding and early settlement rebate costs

o Revenue, net of increased cost of early settlement rebates of GBP13.3 million, increased by 7% to GBP649.5 million

o Credit quality improved: impairment as a percentage of revenue reduced by 1.8 percentage points to 25.8% of revenue

0 Strong operational performances

o Poland, our largest market, delivered excellent results increasing profit by 35% to GBP66.0 million

o Continued successful expansion in Romania, profit more than doubled to GBP4.1 million

o Much improved second half performance in Mexico

0 Strong cash generation

o Equity to receivables increased to 58.5%

o Balance sheet gearing reduced to 0.8 times

0 Return on equity increased from 22.2%(2) to 22.7%(2)

0 Earnings per share increased by 9% to 28.6 pence(2) (2010: 26.1 pence(3) )

0 Proposed full year dividend increased by 13% to 7.1 pence per share

[wad collector] 22/2/2012 13:06

Date Rec Pre-tax (£) EPS (p) DPS (p) Pre-tax (£) EPS (p) DPS (p)
Shore Capital
17-02-12 HOLD 101.90 30.50 7.10 91.70 26.00 7.80
Numis Securities Ltd
17-02-12 BUY 100.60 28.50 7.30 82.40 23.30 7.30
Peel Hunt
16-02-12 BUY 98.25 29.11 7.30 89.40 25.09 7.80

[wad collector] 02/2/2012 15:13

Date Rec Pre-tax (£) EPS (p) DPS (p) Pre-tax (£) EPS (p) DPS (p)
Peel Hunt
30-01-12 BUY 98.25 29.11 7.30 89.40 25.09 7.80
Numis Securities Ltd
27-01-12 BUY 100.60 28.50 7.30 82.40 23.30 7.30
Shore Capital
27-01-12 HOLD 101.90 30.50 7.10 93.60 26.60 7.80

206p and upwards - to infinity and beyond....

[wad collector] 19/1/2012 13:25

185p too good to resist ; 22% in a week will do me!