International Personal F... Share Discussion Threads

[colin12345678] 09/12/2016 14:46

This is way overdone

[bulltradept] 09/12/2016 14:43

Might have a nibble @ 175, if it gets there... £1.85 to buy currently..

[abcd1234] 09/12/2016 14:42

how much of its revenue comes from poland ?

[bulltradept] 09/12/2016 14:41

You sure....

[colin12345678] 09/12/2016 14:35

took some for the bounce

[bulltradept] 09/12/2016 14:17

Currently it's an unknown as to what will happen hence the down draft the shares are now catching.

[alchemy30] 09/12/2016 14:10

How bad is the news ?

Cap is on 'non-interest' costs not interest they can charge ?

[bulltradept] 09/12/2016 14:06

New intraday low.

[danieldruff2] 09/12/2016 13:58

Luckily I was quick on the sell button and got out at 277 after this latest disaster. One stock market rule I forgot here was to avoid companies that are prone to excessive regulation. Last few years this lot have been clobbered by regulation quicker than they can grow new business. Time to give up!

[wad collector] 04/11/2016 13:10

Back in at 288. Didn't expect 7% in a day but not complaining.


IC said sell earlier this week at 298 ; citing payday lender competition and tighter Polish legislation. FWIW.

[wad collector] 03/11/2016 10:44

Just let some go at 311 .
Not sure why it is burning up this morning, no new broker notes I can find.

[wad collector] 20/10/2016 09:26

Yes , and share price has accordingly briefly breached £3 and looking like it will breakout.
The Mexican figures are a bit mixed but one thing I really like is NO mention of Brexit!
The share price volatility recently tempts me to topslice for a bit. I shall watch closely today.

[deadly] 20/10/2016 08:30

Good TU today. No evidence of slowdown and no good reason for recent lows. Overseas earnings a benefit.

[deadly] 29/9/2016 08:37

Dropped again recently to 256p despite strong markets. Looking a good buy at these levels.

[wad collector] 08/9/2016 15:35

This has gone a bit vertical today , on no news I can find . 287 and beyond and unusual volume ; 300k already today.

[wad collector] 05/9/2016 09:46

Xd last week without a ripple - do I see a continuing trend back to £3?

[eurofox] 28/7/2016 17:48

also topped up on bonds

[wad collector] 28/7/2016 16:27

Whilst the numbers are disappointing , it is still generating a lot of EPS. I think the market has over-reacted again and just bought some more at 259.

[deadly] 28/7/2016 09:45

Glad I sold out at recent highs, which were still a lot lower than last year.

I'm buying back in despite the results.

[topvest] 28/7/2016 09:11

Not good results here, but I will keep faith in the good management team.

[wad collector] 28/7/2016 08:19

highlights


Ø Group profit reduced broadly in line with
expectations to GBP30.7M
o Underlying profit before tax declined 22%
(GBP9.7M) before GBP1.8M positive FX impact
and additional investment of GBP4.7M in
IPF Digital
o Delivered increase in credit issued of 6%
and customer growth of 1%
o Group impairment as a percentage of revenue
in target range at 25.9%
o Cost optimisation programme delivers GBP12M
annualised savings

Ø Home credit
o Strong growth momentum delivered by Southern
Europe
o New product offering introduced in Poland
to comply with new regulations - no change
in guidance on expected financial impact
o Disappointing first half in Mexico - actions
taken to improve short-term performance
and capture long-term potential
o Good progress in Slovakia - collections
progressing ahead of expectations

Ø Digital
o Good profit growth in established markets
o 30% growth in proforma credit issued and
50% increase in customers to 157,000
o New market performance in Poland, Australia
and Spain gathering momentum; launching
IPF Digital offering in Mexico in Q3

Ø Regulation continues to evolve in a number
of markets

Ø Interim dividend maintained at 4.6 pence per
share

Ø Brexit not expected to have material impact
on the business other than FX translation

[wad collector] 27/7/2016 08:41

....not today then.

[wad collector] 26/7/2016 09:40

By my calculations , half yearly results will be out tomorrow. Too soon for much brexit effect ; I suspect solid numbers.

[wad collector] 21/7/2016 12:15

8 month high , I do like the chart now , perhaps its cash generation is being recognised again.

[wad collector] 18/7/2016 13:16

Put in a 350 limit for some more trading ; solid looking share price graph today.