International Personal F... Share Discussion Threads

[robinnicolson] 23/10/2014 09:32

I continue to be very impressed with IPF's investment presentation material. The webcast of yesterday's event has a runtime of three and a half hours!

[ttny2004] 22/10/2014 13:33

The Big Picture - investor and analyst eventInternational Personal Finance plc ("IPF"), a leading international credit provider, is today hosting an investor and analyst event.The event will cover the future development plans for our operations in Mexico and Spain, both of which are key growth areas for the business. In addition, we will be giving an update on our Transformation for Growth strategy - focusing on the opportunity for efficiency and business change - as well as discussing a new online digital loans offering - hapi - which is due to launch, initially in Poland, in Q4 2014.We issued our Q3 2014 IMS today and thus there will be no further additional financial information given at the investor and analyst event.The Big Picture presentation materials will be available to download this afternoon from our website and a webcast can be viewed from Thursday 23 October at www.ipfin.co.uk/investors.

[ttny2004] 22/10/2014 13:31

Very good Q3 results!

[ttny2004] 22/10/2014 13:25

22 October 2014International Personal Finance plcQ3 2014 Interim Management Statement Ø Strong underlying profit growth of 21% in Q3 o Profit growth of GBP6.7M (21%) before GBP1.5M additional investment in new markets and the GBP3.7M adverse impact of weaker FX rates o Q3 reported profit before tax increased by 5% to GBP34.0M o YTD profit growth of GBP19.5M before GBP5.6M additional investment in new markets and the GBP7.6M adverse impact of weaker FX rates. YTD reported profit up 8% to GBP81.1M Ø Good trading performance o Customer numbers increased by 5% driving increase in revenue of 12% o Impairment as a percentage of revenue maintained in target range at 28.1% o Costs well-managed resulting in 1.5 percentage point improvement in cost-income ratio to 38.0% o Challenging conditions in Czech-Slovakia Ø Q4 launch in Poland of our digital loan brand - hapi Ø Development plans progressing well o Expansion plans in Mexico City, Lithuania and Bulgaria continue to progress o Plans to offer first loans in Spain during Q1 2015 on track Ø GBP100M of bank facilities renewed Ø GBP50M share buyback to reduce equity to receivables ratio to around 45% is now almost two-thirds complete

[ttny2004] 20/10/2014 08:19

Good recovery on Friday. Interim results this Wednesday with conf call. Let's hope results strong.

[ttny2004] 10/10/2014 12:47

Should have been 400p

[ttny2004] 10/10/2014 12:46

Yes. Looks dead cheap. With polish regulatory fine scare in Dec last year when share price fell to 40 loaded up then share price by end Dec was 600p.

[daz] 10/10/2014 12:22

I've added some more this morning, looks cheap on a p/e of under 10 for the year to Dec 2015.

[ttny2004] 09/10/2014 18:53

I agree and am starting to build a position at these levels. Surprised company does not buyback more shares at these levels. In addition to low share price (30% of highs) over 5% of companies shares have been bought back. So even greater value. Buyback still continuing. Interims out in next couple of weeks. Good luck.

[robinnicolson] 09/10/2014 17:48

Yes, I agree that it looks good value...I've been gradually adding to my holding. The share price has now retraced to the level when Gerard Ryan bought 100,000 shares on 27 December 2013.

[ttny2004] 08/10/2014 18:21

Very quiet BB. Was wondering others thoughts on IPF at this share price Seems a buying opportunity to me.

[undervaluedassets] 31/7/2014 08:15

Business is fine.

No one understood the the refinancing of the bond at last results
which created a one off cost which dented profits (as this was done
earlier than scheduled) - Why was this done?- well it will save
10's of millions in interest over the coming years and is
intelligent and prudent.

The company remains in rude financial health as is demonstrated by
the fact that it has cash left over for a buy-back.

[ttny2004] 30/7/2014 23:05

Yes. Good set of results. Remember the shares buyback is always reassuring. With recent drop opportunity for company to hoover up more at these bargain prices.See an opportunity after drop. Can see 600p plus again very quickly

[topvest] 30/7/2014 21:43

Yes, looked very good despite the currency headwind.

[nwalsham15] 30/7/2014 12:27

thought that was a decent set of results?

am i missing something??

[ttny2004] 30/4/2014 18:41

Excellent update. Can imagine this going to 600p plus again over the coming days / weeks. Will get some good write ups and wouldn't be surprised broker updates.

[undervaluedassets] 30/4/2014 16:10

Great day for the company.

Not such a hot day for the 250

That is how nwalsham...

[hursheel] 30/4/2014 10:50

hxxp://tickerreport.com/banking-finance/200059/rbc-capital-reiterates-outperform-rating-for-international-personal-finance-plc-ipf/

[simon42] 30/4/2014 08:19

Nice reaction to the update. Generous Mr Market.

[simon42] 29/4/2014 11:17

Update tomorrow I believe

[ttny2004] 03/4/2014 14:52

Nice move today. Great debt deal agreed today. Make debt cost significantly lower by nearly 50%

[undervaluedassets] 01/4/2014 15:46

Nice quiet board.

Inexpensive stock.

Good growth history

Pays a divi.

[smithie6] 21/1/2014 15:40

and picked for 2014 here

fulltimeinvestors.com/2014-Picks/

[smithie6] 21/1/2014 15:37

that would be nice !....can you give 'im a ring !

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IC tipped it...cool

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any IPF experts on this brd. ?
possible summary of pros and cons for IPF ?

(I bt. some due to the dir. buy after sign. share price fall due to news, over done imo...)
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sp has bounced back nicely from the price dip today ...hopefully shows there are some IIs out there buying...