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Share Name Share Symbol Market Type Share ISIN Share Description
Integrafin Holdings Plc LSE:IHP London Ordinary Share GB00BD45SH49 ORD 1P
  Price Change % Change Share Price Bid Price Offer Price High Price Low Price Open Price Shares Traded Last Trade
  16.50 3.47% 491.50 495.00 496.00 508.00 472.50 472.50 587,850 16:35:19
Industry Sector Turnover (m) Profit (m) EPS - Basic PE Ratio Market Cap (m)
General Financial 99.2 56.1 12.1 40.6 1,628

Integrafin Share Discussion Threads

Showing 1326 to 1347 of 1425 messages
Chat Pages: 57  56  55  54  53  52  51  50  49  48  47  46  Older
DateSubjectAuthorDiscuss
04/5/2018
10:25
10/10 because like any individual company there is a risk of total loss
davydoo
03/5/2018
12:31
Thanks for starting the thread davydoo. 10 on a risk scale though is rediculous though. 10 leaves you no where to go, so I expect you would rate say a microcap miner which makes no money with a 10 also. How does it's risk than compare to other listed platform plays, such as Hargreaves or St James Place, or those proposing listing like Nucleus or AJBell. Integrafin has been profitable ever quarter since 2004, and substantially increasing this since 2004, about 4 years after foundation. They have a both a steady and consistent return on equity and growth in net profit of over 20%, and a dividend which has increased exponentially year on year. Finalytiq, whose independant view which I greatly respect, has consistently found them to be the most financially secure platform in the UK market. I personally assess Ian and Mike's management of the business as risk averse, stable and I would argue possibly too so in most respects. In all honesty the balance sheet is pretty lazy. The company though invests where it needs to to ensure that it provides the best open and transparent product and service in the UK platform market. This is why, as you know they have essentially been hands down the best platform across all metrics since day dot and especially when it comes to service. I would therefore argue that they are less risky than a lot of FSTE 100 companies, and expect they will make it to those heights in the years ahead. Looking forward to them joining the 250 in the coming months. The only concern I have, is whether they have the liquidity. I persoanlly have owned shares for a very long time, approaching 13 years, and like alot of holders from those days or before, the dividends alone have paid off my investment many, many times over and I'm not giving up my gravy train for sometime yet; in fact bought as many as I could shortly after listing because, in my opinion, they are still well undervalued and deserve a Fwd PE over 40, and it is barely 25 from my rough calculations.
bobsa
30/4/2018
16:30
400p coming Ftse250 entry mmmm
opodio
24/4/2018
10:16
Peel Hunt apparently initiated last week with PT 266p and "Add" rating. Haven't been able to find any forecasts. Has anyone?
gsbmba99
24/4/2018
10:01
Numis today initiates coverage of Integrafin Holdings Plc Ord 1p Wi (LON:IHP) with a accumulate investment rating and price target of 301p.
rubberbullets
05/4/2018
10:25
There seems to be continuous bot buying of around 200 shares per trade, looks like ii accumulation
modform
05/4/2018
08:59
Interesting RNS this morning. Holdings by Transact Nominees now exceed 3% of the m/c. Transact Nominees represent the combined shareholdings of the Transact platform's own clients and their introducing advisers.Being one of the latter I'm only surprised that the total is not higher than the 3% threshold at this early stage. Let's this how this pans out at the company develops in its new quoted form.
shavian
14/3/2018
16:55
I entirely respect your point of view on this Davydoo, and I took compliance advice before buying. Client reaction thus far has been entirely positive and I expect we ‘ll get some client requests to add a few IHP to their portfolios (in moderation of course as part of a diversified portfolio for more adventurous clients only). Anyone hazard an estimation of where IHP should be assessed on a risk scale of 1 to 10? What we will NOT do is to promote this share more generally as a good investment. Now that WOULD be a conflict of interest.
shavian
14/3/2018
08:38
As an adviser and user too I concur with most of what Shavian said, I just made a very different conclusion with the conflict of interest point. We too are independent, and we too have recommended to clients to most of our clients, and so for me this was a matter of confirming independence. We are also certified as fiduciaries (a US phrase and certification) which I think takes our responsibility further than just independence of product selection and recommendation
davydoo
14/3/2018
06:03
Hi guys. I'm new to the thread, but have been an avid fan and user of Transact for over 10 years. I'm a director of a small investment-orientated IFA firm, and we absolutely love Transact as our primary platform, having had lots of other less edifying experiences. Being 'whole of market' we cannot use Transact exclusively, but given the level of service provided we wish we could.Most top-end IFAs rate Transact highly (see surveys from Platforum and elsewhere) mostly for quality of service. Having visited the 'engine room' on a couple of occasions I can vouch for the fact that it's a very happy ship with a great CEO in Ian Taylor. There are about 15 regional teams of about 6-8 operators each zeroed in on a couple of postcode regions. We know the members of 'our' team by name and they know all of our advisers . This works very well and any issues are sorted out by secure email or phone in a flash. What a contrast with the depressing business of trying to talk with anyone at any of the insurance-based platforms like Aviva, Standard Life etc where personal contact has been eroded over the years.Transact used to have a reputation for high charges, and never set itself up to be the cheapest platform, but they have reduced cost over the years and are now very competitive for clients with over £120k on the the platform. family members can benefit from reduced platform charges based on total funds under management which is great for bringing clients' kids into the system very cost-effectively.Most importantly this has always been one of the Very few profitable platforms ,so this should be a great investment for retail investors imho. GLA, DYOR, NAIDisclosure: I have taken a small holding in IHP which I declare to my clients as a potential conflict of interest, but I prefer to regard it as a mark of my confidence in Transact
shavian
13/3/2018
22:05
As a user of Transact and James Hay, I think Transact are streets ahead
davydoo
13/3/2018
19:09
I've been doing some reading on these. Does anyone know if there are any brokers that permit trade of the when issued securities during conditional dealings? I was disappointed that I couldn't buy IHP through any of my accounts when it first began trading. Also, pdf page 49 of the admission document has a very useful summary of all of the b2b platforms (including technology used) in the UK. There are 17 listed. Speaking recently with PAM.L, they said they had to have a presence on 39 UK platforms. Seens rather a lot of platforms. That list of platforms also contains James Hay (IFG Group) which looks potentially interesting.
gsbmba99
12/3/2018
16:27
Agreed.The only drawback here is the free float, which is only 25%, if I am not mistaken.
nurdin
12/3/2018
14:42
Thanks nurdin, love the quiet thread and the slow appreciation of share price It could be institutional accumulation that's driving the sp, it can't be PI due to the mcap of the company.
modform
09/3/2018
20:04
Davy..thanks for that..very useful.I do hope IHP have a good competitive advantage! Modform,this should soothe.On page 78 of the Prospectus,under Current Trading and Prospects,this is what they say: "In the period from 30 September 2017 to 31 January 2018 the Group has continued to experience strong inflows, ahead of expectations,with FUD as at 31 January being £30 billion,an increase of 7.5% from the end of 2017" That is pretty good going Id say.
nurdin
09/3/2018
18:12
Ah nice, there was no thread yesterday, but well done and thanks for opening the thread. I have been waiting for a drop but it doesn't seem to be happening, so bought by initial position yesterday and added this morning, the net profit margin of 38% really sealed it for me.Not sure how much growth is in the pipeline but they have made a profit and growing since 2003, really remarkable.
modform
09/3/2018
17:18
There's loads Nurdin Which can be divided broadly into two groups of advisory platforms. The big insurers; Aegon (who bought Cofunds), Standard Life (who bought Axa's Elevate platform) Aviva, Royal London (platform called Ascentric). Fidelity the fund manager have fundsnetwork Then the independent or pension related ones; Transact, Nucleus, AJ Bell's 'Investcentre', Wealth Time, James Hay There's all the retail ones as well, like Hargreaves Lansdown Many advisers are nervous to recommend the insurers platforms, as they have been known to close/sell/change them, and they have their own teams of advisers. A good source for more info is www.theplatforum.co.uk www.langcatfinancial.co.uk which are both platform consultancies we use.
davydoo
09/3/2018
11:52
Well done davy...you beat me to it.It is good to have someone with an inside knowledge leading the charge so I am glad you have taken the initiative. The only question I have is, what is the competition out there for Transact? cheers
nurdin
09/3/2018
08:57
I am a Director and Chartered Financial Planner at Satis Asset Management in Pall Mall, London. www.satisuk.com We have recommended Transact to some of our clients and know the platform and the business well. We have no commercial relationship with them ourselves, just a desire for them to improve their service and lower their costs for the benefit of our clients. I am not a shareholder and do not intend to be as I believe this would risk a conflict of interest with my clients, but I think it is a fabulous business that has improved the efficiency for advisers, improved the investment experience for clients, and lowered costs for both. All while generating £650m in value for themselves. I am happy to answer any queries, and I will post my own thoughts from time to time.
davydoo
09/3/2018
08:52
I didn't expect to be the one creating this thread. Integrafin Holdings is the newly IPO'd parent of the Transact wrap platform, which some Independent Financial Advisers recommend to clients as the custodian, provider and administrator of their clients investments, ISAs and pensions etc No direct to consumer offer, and very little public awareness unless someone has been recommended it by their own adviser. www.integrafin.co.uk www.transact-online.co.uk
davydoo
11/1/2012
10:38
Pick of AIM For organisations, the cost of taking employees away from the office to conduct training exercises can be crippling, in terms of both the financial and opportunity cost. The e-learning market is worth £472 million in the UK and is forecast to grow 12 per cent this year, but the market for digital learning products is around £5 billion. Education-focused entrepreneur Andy Hasoon has recently turned up as chief executive at Intellego. He intends to build a major player in the digital market, both in the UK and globally.Though training focused, the AIM company he inherited had lost its way. But the debt pile of £1.6 million has now been eliminated, and with new management on board Intellego has refreshed its 'sales leads' – indeed, the prospect pipeline has since doubled. In May it acquired PIXELearning, a 'gamification' business involved in serious games. This is the process of applying serious gaming techniques to the workplace – an area Gartner reckons will be used by 70 per cent of the Global 2000 by 2014.The plan is to develop off-the-shelf products that will be sold via subscription and pay-as-you-go. Research suggests that modern learners want to pick up content in bite-sized pieces – preferably at a time suitable to them.Stake in the marketIntellego has also picked up a stake in the Digital Learning Marketplace (DLM), a new learning platform intended to allow SMEs, corporations and professionals to access their day-to-day learning requirements. It has secured a £740,000 grant from the UK government, and has signed up Pearson Education and Ashridge Business School as participants. The DLM will have global appeal, but as part of a two-year development phase will not be fully operational until 2013.Within its existing business, Intellego has slashed overheads and is now selling products at much higher margins. In the year to March, it returned to the black with a £146,000 pre-tax profit (2010: £1 million loss) on sales down 14per cent to £1.6 million. It has since recorded a 'significant improvement' across all divisions. Hasoon is keeping his acquisition targets close to his chest, but for those that invest now the next few years should provide an interesting ride.Overseas expansion Hammersmith-based ILX Group originally listed as Time2Learn back in 2000, but is now a very different animal. Using a range of software and classroom-based learning, it is a best-practice training company that has trained over 500,000 people across more than 100 countries. ILX is the world's leading provider of PRINCE2 training – a process-based method for project management, which is well regarded and used extensively by UK government. http://www.growthcompany.co.uk/features/1680493/pick-of-aim-by-miles-nolan.thtml
mike_f
10/1/2012
07:33
New thread created under new ticker: http://uk.advfn.com/cmn/fbb/thread.php3?id=26720422
mike_f
Chat Pages: 57  56  55  54  53  52  51  50  49  48  47  46  Older
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