H&t Share Discussion Threads

[topvest] 27/8/2018 15:33

I have nothing to do with TW. Wonga is a disreputable organisation and has little impact on H&T. Non-standard finance is a large market with many players. I am happy to hold H&T as it is a well run operation.

[scotches] 27/8/2018 10:23

It was certainly relevant during the debate on the demise of ABM a few years ago. Posters on here were suggesting that the traditional pawnbrokers were about to be supplanted by online lenders such as Wonga. It turned out to be a specific failure to manage its rising debt levels after premature expansion did for ABM while new regulations against aggressive debt collection have affected the online lenders.

[topvest] 27/8/2018 08:26

Interesting, but not really relevant to HAT at all. Lenders come and go.

[qvg] 27/8/2018 07:15

Should be the first, good news as less competition. HAT much less aggressive interest rates than Wonga, no risk of similar claims?

[boystown] 26/8/2018 22:47

So is this good news for HAT as it means less competition - or bad news as they face similar claims (no position)?

[scotches] 26/8/2018 18:50

"Payday lender Wonga is close to collapsing into administration as compensation demands mount up for the short-term money lender."

[pireric] 14/8/2018 19:37

EPS estimates for both 2018 and 2019 were actually lowered today o_O. I don't hold, but interesting.

[thorpematt] 14/8/2018 13:59

I think a leveling of gold price improves the margin, a rise in any period over-inflates it. The last period saw a fall thus it under-performed. The drop in share price over the period ensured it was priced in. Generally the tone here is positve IMV so a good time to buy in or add I would suggest.

[aleman] 14/8/2018 08:27

Agree. Steady growth and the strong balance sheet continues to improve as receivables grow faster than debt - this is despite a weakish year for the gold price trend. If loan book growth slows, more cash will be thrown off for dividends. If not, future cashflows will be even bigger. Seems like a win win. We just need to be sure that it does not come at the expense of credit quality that will suffer in a downturn. So far, it looks fine. FX looks to be growing nicely.

[value hound] 14/8/2018 07:21

Solid results - worth closer to £4 IMO.

[thorpematt] 09/8/2018 09:06

Gold has been retracing since mid June when it fell through a key support at circa $13/oz

It was an easy short but as it approaches support (around $12/ oz I have closed out my position.

In the meantime HAT has retraced in sympathy and now resides at a very oversold point IMV.

So I used the profit to buy some more.

[psmith1110] 18/7/2018 14:24

Topped up today on the fall on low volume. Results @ mid August should be good 😊

[goldry] 10/7/2018 11:27

Big drop today so far. Doesn't seem to be an obvious reason other than the ongoing general market jitters, Brexit etc and possibly the price of Gold.

[lozzer69] 10/7/2018 11:19

Thanks Aleman. I will top up if the share price drops any further.

[lozzer69] 10/7/2018 10:49

Anyone know why the share price has been slipping recently??

[interceptor2] 14/6/2018 19:15

[...]

Another small non ex director buy

[thorpematt] 13/6/2018 19:45

Possibly significant movement on the chart ending today's procedings.

I won't post a chart now (much to be getting on with ) but post 614 I believe is relevant (for anyone who is remotely interested in my inane ramblings).

[aleman] 13/6/2018 17:45

The shares have been on a good run for about three weeks. The director buy might not have made any difference.

[podgyted] 13/6/2018 17:18

Well it did seemingly result in a price spike - what would have happened if he'd bought 10,000 ????

[saint or sinner?] 13/6/2018 15:18

Director buying his first 1000 shares. He should be embarassed buying so few. Did he leave his Rolex as collateral?

[martinthebrave] 25/5/2018 16:31

Naked Trader Buying in will move the share price short term - "I bought some H&T (HAT) - we discussed at the seminar. Spread is quite wide, I tried hard to get some at the seminar live at the sell price using DMA but no luck."