Jefferson Security Bank Announces Semi-Annual Dividend Payment

President and CEO of Jefferson Security Bank (OTCQB:JFWV), K. Stephen Morris, announced the Board of Directors approval of a semi-annual dividend at their February 18, 2015 meeting in the amount of $0.40 per share, payable on March 13, 2015 to shareholders of record on March 2, 2015. The Board of Directors reversed their 2014 decision to pay quarterly dividends.

Jefferson Security Bank, founded in 1869, is a community bank engaged in the general banking business in Berkeley County and Jefferson County, West Virginia, and Washington County, Maryland.

This press release may contain forward-looking statements, as defined by federal securities laws, which may involve significant risks and uncertainties. The statements are based on estimates and assumptions made by management in conjunction with other factors deemed appropriate under the circumstances. Actual results could differ materially from current projections.

Offices:

105 East Washington Street, Shepherdstown, WV (304-876-9000)994 Martinsburg Pike, Shepherdstown, WV (304-876-2800)873 East Washington Street, Suite 100, Charles Town, WV (304-725-9752)277 Mineral Drive, Suite 1, Inwood, WV (304-229-6000)1861 Edwin Miller Boulevard, Martinsburg, WV (304-264-0900)103 West Main Street, Sharpsburg, MD (301-432-3900)

Jefferson Security BankPresident and CEOK. Stephen Morris, 304-876-9025