Pollen Street Secured Le... (PSSL)

Company name:	Pollen Street Secured Lending Plc
EPIC:	PSSL	Trading Currency:	GBX
Market Sector:	F25T	ISIN:	GB00BLP57Y95
Market Segment:	STMM	Share Type:	DE
WWW Address:	http://www.pollenstreetsecuredlending.com/	Description:	ORD GBP0.01
Industry Sector:	EQUITY INVESTMENT INSTRUMENTS

Price	Price Change [%]	Bid	Offer	Open	High	Low	Volume
862.00	0.0 [0.00]	856.00	862.00	-	-	-	-
Market Cap. [m]	Shares In Issue [m]	Beta	EPS	DPS	PE Ratio	Yield	52-Wks-Range
633.75	73.52	0.10	53.04	48.00	16.25	5.57	-

Pollen Street Secured Le... Key Figures

(at previous day's close)
Market Cap.	633.75	m
Shares In Issue	73.52	m
Prev. Close	862.00
PE Ratio	16.25
Dividend Yield	5.57	%
EPS - basic	53.04	p
Dividend PS	48.00	p
Dividend Cover	1.11
Cash Flow PS	122.87	p
Return On Equity (ROE)	5.49	%
Operating Margin	39.70	%
PEG Factor	0.60
EPS Growth Rate	26.98	%
Dividends PS Growth Rate	-	%
Net Debt	247.83	m
Gross Gearing	31.00	%
Quick Assets	1,012.99	m
Net Working Capital	-	m
Intangibles / Fixed Assets	-	%
Turnover PS	135.22	p
Pre-Tax Profit PS	53.68	p
Retained Profit PS	4.70	p
Cash PS	101.81	p
Net Cash PS	101.81	p
Net Tangible Asset Value PS *	976.93	p
Net Asset Value PS	965.35	p
Spread	6.00 (0.70%)
* Calculation based on Ordinary Capital figure as contained in last annual report, and the most recent shares in issue figure. Therefore the ratio might be exposed to inaccuracies.

Pollen Street Secured Le... Balance Sheet

Share Price Performance

Sorry No Data Available

Share Price Chart (5 years)

Pollen Street Secured Le... Historic Returns

Sorry No Data Available

Pollen Street Secured Le... Key Management Ratios

Pollen Street Secured Le... Investment Ratios

(Market value analysis) at previous day's close
PQ Ratio	2.17
PE Ratio	16.25
Tobin's Q Ratio	0.58
Tobin's Q Ratio (excl. intangibles)	0.58
Dividend Yield	5.57	%
Market-to-Book Ratio	0.88
Price-to-Pre-Tax Profit PS	16.06
Price-to-Retained Profit PS	183.43
Price-to-Cash Flow PS	7.02
Price-to-Sales PS	6.37
Price-to-Net Tangible Asset Value PS	0.89
Price-to-Cash PS	8.47
Net Working Capital PS	-
Price Pct to Working Capital PS	-	%
Earnings Yield	6.15	%
Average PE	23.76
Years in average	5
PE to PE average	68.39	%

Pollen Street Secured Le... Financial Ratios

(Leverage Ratios)
Debt Ratio	31.00	%
Debt-to-Equity Ratio	0.45
Debt-to-Equity Ratio (excl. Intgbl)	0.45
Debt-to-Equity Market Value	0.51
Net Gearing	23.81	%
Net Gearing (excl. Intangibles)	23.81	%
Gross Gearing	31.00	%
Gross Gearing (excl. Intangibles)	31.00	%
Gearing Under 1 Year	-	%
Gearing Under 1 Year (excl. Intgbl)	-	%
Assets/Equity	1.45
Cash/Equity	10.42
(Liquidity Ratios)
Net Working Capital to Total Assets	97.32	%
Current Ratio	-
Quick Ratio (Acid Test)	-
Liquidity Ratio	-
Cash & Equiv/Current Assets	7.39	%
(Solvency Ratios)
Enterprise Value	881.58	m
CFO/Sales	0.91
CFO/Attributable Profit	2.29
CFO/Assets	0.09
CFO/Debt	0.28
Total Debt/Equity Market Value	0.51
Total Debt/Sales	3.25
Total Debt/Pre-Tax Profit	8.18
Total Debt	322.69	m
Total Debt/Net Current Assets	0.32	%
(Dodds - Graham Ratios)
3 yr Compound Earnings Growth	38.05	%
5 yr Compound Earnings Growth	2.18	%
10 yr Compound Earnings Growth	-	%
Earn drops > 5% in 10yrs	2

Beta (60-Mnth)	Beta (36-Mnth)
0.0997	0.1348

Pollen Street Secured Le... Operating Ratios

(Profitability Ratios)
Return On Capital Employed (ROCE)	3.79	%
Return On Assets (ROA)	3.64	%
Net Profit Margin	39.70	%
Assets Turnover	0.09
Return On Equity (ROE)	5.49	%
Return On Investment (ROI)	3.64	%
Dividend Payout Ratio	90.50	%
Plowback Ratio	9.50	%
Growth from Plowback Ratio	0.52	%
Net Income Of Revenues	3.48	%
(Asset Utilisation Multiples)
Shareholders Equity Turnover	0.14
Fixed Assets Turnover	3.05
Current Assets Turnover	0.09
Net Working Capital Turnover
Inventory Turnover	-
(Other Operating Ratios)
Total Assets-to-Sales	10.91
Debtors-to-Sales	958.90	%
Debt Collection Period	3,500.00	Days

Pollen Street Secured Le... Dividends

Announcement Date	Type	Curr.	Dividend Amount	Period Start	Period End	Ex Date	Record Date	Payment Date	Total Dividend Amount
03 Sep 2020	Interim	GBX	12.00	30/12/2019	30/06/2020	10/09/2020	11/09/2020	09/10/2020	-
05 May 2020	Interim	GBX	12.00	01/12/2019	31/03/2020	14/05/2020	15/05/2020	19/06/2020	-
25 Feb 2020	Interim	GBX	12.00	31/12/2018	31/12/2019	05/03/2020	06/03/2020	27/03/2020	48.00
04 Nov 2019	Interim	GBX	12.00	30/05/2019	30/09/2019	14/11/2019	15/11/2019	13/12/2019	-
02 Aug 2019	Interim	GBX	12.00	30/12/2018	30/06/2019	15/08/2019	16/08/2019	30/09/2019	-
02 May 2019	Interim	GBX	12.00	01/12/2018	31/03/2019	16/05/2019	17/05/2019	14/06/2019	-
05 Feb 2019	Interim	GBX	12.00	31/12/2017	31/12/2018	14/02/2019	15/02/2019	27/03/2019	48.00
31 Oct 2018	Interim	GBX	12.00	30/05/2018	30/09/2018	08/11/2018	09/11/2018	19/12/2018	-
31 Jul 2018	Interim	GBX	12.00	30/12/2017	30/06/2018	09/08/2018	10/08/2018	19/09/2018	-
30 Apr 2018	Interim	GBX	12.00	01/12/2017	31/03/2018	10/05/2018	11/05/2018	18/06/2018	-
29 Jan 2018	Interim	GBX	12.00	31/12/2016	31/12/2017	08/02/2018	09/02/2018	16/03/2018	48.00
26 Oct 2017	Interim	GBX	12.00	30/05/2017	30/09/2017	02/11/2017	03/11/2017	24/11/2017	-
25 Jul 2017	Interim	GBX	12.00	30/12/2016	30/06/2017	03/08/2017	04/08/2017	25/08/2017	-
26 Apr 2017	Interim	GBX	12.00	01/12/2016	31/03/2017	04/05/2017	05/05/2017	26/05/2017	-
27 Jan 2017	Interim	GBX	11.00	31/12/2015	31/12/2016	09/02/2017	10/02/2017	03/03/2017	44.50
27 Oct 2016	Interim	GBX	11.00	30/05/2016	30/09/2016	03/11/2016	04/11/2016	25/11/2016	-
26 Jul 2016	Interim	GBX	11.00	30/12/2015	30/06/2016	04/08/2016	05/08/2016	26/08/2016	-
21 Apr 2016	Interim	GBX	11.50	01/12/2015	31/03/2016	28/04/2016	29/04/2016	27/05/2016	-
28 Jan 2016	Interim	GBX	13.70	31/12/2014	31/12/2015	04/02/2016	05/02/2016	04/03/2016	59.20
09 Nov 2015	Interim	GBX	18.50	30/05/2015	30/09/2015	19/11/2015	20/11/2015	18/12/2015	-
30 Jun 2015	Interim	GBX	10.50	30/12/2014	30/06/2015	09/07/2015	10/07/2015	07/08/2015	-
19 May 2015	Interim	GBX	16.50	01/12/2014	31/03/2015	28/05/2015	29/05/2015	26/06/2015	-
20 Feb 2015	Interim	GBX	12.50	31/12/2013	31/12/2014	05/03/2015	06/03/2015	02/04/2015	18.50
18 Nov 2014	Interim	GBX	6.00	30/05/2014	30/09/2014	27/11/2014	28/11/2014	30/12/2014	-

Pollen Street Secured Le... Fundamentals

	31 Dec 2016 (GBP)		31 Dec 2017 (GBP)		31 Dec 2018 (GBP)		31 Dec 2019 (GBP)
turnover	63.93	100.00%	130.64	100.00%	120.90	100.00%	99.42	100.00%	m
pre tax profit	29.92	46.80%	16.10	12.32%	32.45	26.84%	39.47	39.70%	m
attributable profit	29.92	46.80%	16.10	12.32%	32.45	26.84%	39.47	39.70%	m
retained profit	-9.00	-14.07%	-22.50	-17.23%	-4.87	-4.03%	3.46	3.48%	m
eps - basic (p)	35.40		20.16		41.77		53.04
eps - diluted (p)	35.40		20.16		41.77		53.04
dividends per share	44.50		48.00		48.00		48.00

Pollen Street Secured Le... Balance Sheet

	31 Dec 2016 (GBP)		31 Dec 2017 (GBP)		31 Dec 2018 (GBP)		31 Dec 2019 (GBP)


	31 Dec 2016 (GBP)		31 Dec 2017 (GBP)		31 Dec 2018 (GBP)		31 Dec 2019 (GBP)
ASSETS
fixed assets	-	-%	-	-%	-	-%	-	-%	m
intangibles	-	-%	-	-%	-	-%	-	-%	m
fixed investments	205.21	15.61%	130.51	9.14%	37.26	3.30%	27.94	2.68%	m
current assets - other	6.72	0.51%	6.75	0.47%	3.33	0.29%	13.90	1.33%	m
stocks	-	-%	-	-%	-	-%	-	-%	m
debtors	981.78	74.66%	1,134.56	79.49%	982.35	86.99%	924.24	88.79%	m
cash & securities	121.22	9.22%	155.47	10.89%	106.36	9.42%	74.85	7.19%	m

TOTAL	1,314.93	100%	1,427.29	100%	1,129.29	100%	1,040.93	100%	m

LIABILITIES
creditors - short	18.54	1.41%	14.34	1.00%	-	-%	-	-%	m
creditors - long	445.65	33.89%	623.10	43.66%	-	-%	-	-%	m
creditors - other	-	-%	-	-%	395.84	35.05%	322.69	31.00%	m
subordinated loans	-	-%	-	-%	-	-%	-	-%	m
insurance funds	-	-%	-	-%	-	-%	-	-%	m

TOTAL	464.19	35.30%	637.44	44.66%	395.84	35.05%	322.69	31.00%	m

EQUITY
ord cap, reserves	850.74	64.70%	789.86	55.34%	733.45	64.95%	718.24	69.00%	m
prefs, minorities	-	-%	-	-%	-	-%	-	-%	m

TOTAL	850.74	64.70%	789.86	55.34%	733.45	64.95%	718.24	69.00%	m

OTHER
NAV Basic	-		-		963.94		965.35
NAV Diluted	-		-		96.94		965.35

Pollen Street Secured Le... Cash Flow Statement

	31 Dec 2016 (GBP)	31 Dec 2017 (GBP)	31 Dec 2018 (GBP)	31 Dec 2019 (GBP)
Operating CF	-114.92	-53.53	261.50	90.33	m
Pre-Financing CF	-114.92	-53.53	261.50	90.33	m
Retained CF	35.57	69.49	-44.34	-35.47	m

Pollen Street Secured Le... Brokers

Broker infomation is not available for this class of stock.