ING Groep NV
| (at previous day's close) |
| Market Cap. |
35,402.65 |
m |
| Shares In Issue |
3,868.72 |
m |
| Prev. Close |
9.40 |
|
| PE Ratio |
7.34 |
|
| Dividend Yield |
6.91 |
% |
| EPS – basic |
1.28 |
c |
| Dividend PS |
0.65 |
c |
| Dividend Cover |
1.97 |
|
| Cash Flow PS |
-0.31 |
c |
| Return On Equity (ROE) |
9.46 |
% |
| Operating Margin |
- |
% |
| PEG Factor |
- |
|
| EPS Growth Rate |
- |
% |
| Dividend PS Growth Rate |
- |
% |
| Net Debt |
769,781.00 |
m |
| Gross Gearing |
94.24 |
% |
| Quick Assets |
572,832.00 |
m |
| Net Working Cap |
657,640.00 |
m |
| Intangibles / Fixed Assets |
- |
% |
| Turnover PS |
13.25 |
c |
| Pre-Tax Profit PS |
0.00 |
c |
| Retained Profit PS |
- |
c |
| Cash PS |
607.90 |
c |
| Net Cash PS |
-4,151.53 |
c |
| Net Tangible Asset Value PS* |
7.47 |
c |
| Net Asset Value PS |
21,758.34 |
c |
| Spread |
0.09 (0.98%) |
|
| *Calculation based on Ordinary Capital figure as contained in last annual report, and the most recent shares in issue figure. Therefore the ratio might be exposed to inaccuracies. |
|
ING Groep NV Balance Sheet (31 Dec 2015)
ING Groep NV Share Price
| Sample Period † |
High |
Low |
| 1 week |
9.10 |
9.98 |
| 4 weeks |
9.10 |
10.58 |
| 12 weeks |
8.57 |
10.74 |
| 1 year |
7.90 |
14.00 |
ING Groep NV (5 years)
|
ING Groep NV Historic Returns
| Period * |
Open |
Change |
% |
Open Avg. |
Avg. Daily Vol [m] |
Total Vol. [m] |
VWAP |
| 1 week |
9.93 |
-0.78 |
-7.86 |
9.56 |
14,224,469.00 |
|
9.54 |
| 4 weeks |
10.46 |
-1.31 |
-12.48 |
9.80 |
17,619,315.00 |
|
9.76 |
| 12 weeks |
9.18 |
-0.03 |
-0.34 |
9.62 |
17,413,199.00 |
|
9.58 |
| 26 weeks |
12.74 |
-3.59 |
-28.15 |
10.59 |
19,850,966.00 |
|
10.36 |
| 1 year |
11.11 |
-1.96 |
-17.65 |
11.27 |
17,049,004.00 |
|
11.03 |
| 3 years |
10.42 |
-1.27 |
-12.21 |
9.37 |
20,239,032.00 |
|
8.68 |
| 5 years |
15.43 |
-6.28 |
-40.69 |
10.79 |
18,427,300.00 |
|
10.08 |
| * periods calculated are whole weeks rather than calendar months |
|
|
ING Groep NV Key Management Ratio
|
ING Groep NV Investment Ratios
| (Market value analysis) at previous day's close |
|
PQ Ratio |
-28.39 |
|
|
PE Ratio |
7.34 |
|
|
Tobin's Q Ratio |
- |
|
|
Tobin's Q Ratio (excl. intangibles) |
- |
|
|
Dividend Yield |
6.91 |
% |
|
Market-to-Book Ratio |
0.04 |
|
|
Price-to-Pre-Tax Profit PS |
64,024.57 |
|
|
Price-to-Retained Profit PS |
- |
|
|
Price-to-Cash Flow PS |
-30.13 |
|
|
Price-to-Sales PS |
0.71 |
|
|
Price-to-Net Tangible Asset Value PS |
1.26 |
|
|
Price-to-Cash PS |
0.02 |
|
|
Net Working Capital PS |
169.99 |
|
|
Price Pct to Working Capital PS |
0.06 |
% |
|
Earnings Yield |
0.14 |
% |
|
Average PE |
- |
|
|
Years in Average PE |
- |
|
|
PE to PE average |
- |
% |
|
ING Groep NV Financial Ratios
| (Leverage Ratios) |
|
Debt Ratio |
97.04 |
% |
|
Debt-to-Equity Ratio |
15.88 |
|
|
Debt-to-Equity Ratio (excl. Intgbl) |
15.88 |
|
|
Debt-to-Equity Market Value |
21.74 |
|
|
Net Gearing |
91.45 |
% |
|
Net Gearing (excl. Intangibles) |
91.45 |
% |
|
Gross Gearing |
94.24 |
% |
|
Gross Gearing (excl. Intangibles) |
94.24 |
% |
|
Gearing Under 1 Year |
21.87 |
% |
|
Gearing Under 1 Year (excl. Intgbl) |
21.87 |
% |
|
Assets / Equity |
17.37 |
|
|
Cash / Equity |
0.49 |
|
|
(Liquidity Ratios) |
|
Net Working Capital to Total Assets |
78.13 |
% |
|
Current Ratio |
4.44 |
|
|
Quick Ratio (Acid Test) |
4.44 |
|
|
Liquidity Ratio |
0.13 |
|
|
Cash & Equiv / Current Assets |
2.88 |
% |
|
(Solvency Ratios) |
|
Enterprise Value |
6,210,546.47 |
m |
|
Sales |
-0.02 |
|
|
CFO / Attributable Profit |
- |
|
|
CFO / Assets |
-0.00 |
|
|
CFO / Debt |
-0.00 |
|
|
Total Debt / Equity Market Value |
22.41 |
|
|
Total Debt / Sales |
15.48 |
|
|
Total Debt / Pre-Tax Profit |
139,665,316.90 |
|
|
Total Debt |
793,299.00 |
m |
|
Total Debt / Net Current Assets |
1.21 |
% |
|
(Dodds – Graham Ratios) |
|
|
|
3 yr Compound Earnings Growth |
- |
% |
|
5 yr Compound Earnings Growth |
- |
% |
|
10 yr Compound Earnings Growth |
- |
% |
|
Earn drops > 5% in 10yrs |
- |
|
|
Beta (60-Mnth) |
Beta (36-Mnth) |
| - |
- |
|
Alpha (60-Mnth) |
Alpha (36-Mnth) |
| - |
- |
|
ING Groep NV Operating Ratios
| (Profitability Ratios) |
|
Return On Capital Employed (ROCE) |
- |
% |
|
Return On Assets (ROA) |
- |
% |
|
Net Profit Margin |
- |
% |
|
Assets Turnover |
- |
|
|
Return On Equity (ROE) |
9.46 |
% |
|
Return On Investment (ROI) |
- |
% |
|
Dividend Payout Ratio |
50.78 |
% |
|
Plowback Ratio |
49.22 |
% |
|
Growth from Plowback Ratio |
465.38 |
% |
|
Net Income of Revenues |
- |
% |
| (Asset Utilisation Multiples) |
|
Shareholders Equity Turnover |
- |
|
|
Fixed Assets Turnover |
- |
|
|
Current Assets Turnover |
- |
|
|
Net Working Capital Turnover |
- |
|
|
Inventory Turnover |
- |
|
| (Other Operating Ratios) |
|
Total Assets-to-Sales |
- |
|
|
Debtors-to-Sales |
- |
% |
|
Debt Collection Period |
- |
Days |
|
ING Groep NV Dividends
| Type |
Curr. |
Dividend Amount |
Period Start |
Period End |
Total Dividend Amount |
| Final |
EUR |
0.65 |
31 Dec 2014 |
31 Dec 2015 |
0.65 |
|
ING Groep NV Fundamentals
|
| |
31 Dec 2012 (EUR) |
|
31 Dec 2013 (EUR) |
|
31 Dec 2014 (EUR) |
|
31 Dec 2015 (EUR) |
|
|
Turnover |
- |
100.00% |
|
- |
100.00% |
|
- |
100.00% |
|
51,253.00 |
100.00% |
m |
|
Pre Tax Profit |
- |
-% |
|
- |
-% |
|
- |
-% |
|
5,680.00 |
11.08% |
m |
|
Attributable Profit |
- |
-% |
|
- |
-% |
|
- |
-% |
|
- |
-% |
m |
|
Retained Profit |
- |
-% |
|
- |
-% |
|
- |
-% |
|
- |
-% |
m |
|
Eps – Basic |
- |
|
|
- |
|
|
- |
|
|
1.28 |
|
|
|
Eps – Diluted |
- |
|
|
- |
|
|
- |
|
|
1.27 |
|
|
|
Dividends per Share |
- |
|
|
- |
|
|
- |
|
|
0.65 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ING Groep NV Balance Sheet
| |
31 Dec 2012 (EUR) |
|
31 Dec 2013 (EUR) |
|
31 Dec 2014 (EUR) |
|
31 Dec 2015 (EUR) |
|
|
|
|
|
|
|
|
  |
|
|
|
| |
31 Dec 2012 (EUR) |
|
31 Dec 2013 (EUR) |
|
31 Dec 2014 (EUR) |
|
31 Dec 2015 (EUR) |
|
|
ASSETS
|
|
|
|
|
|
|
|
|
|
|
|
|
Fixed assets |
- |
-% |
|
- |
-% |
|
- |
-% |
|
- |
-% |
m |
Intangibles |
- |
-% |
|
- |
-% |
|
- |
-% |
|
- |
-% |
m |
|
Fixed Investments |
- |
-% |
|
- |
-% |
|
- |
-% |
|
289.00 |
0.03% |
m |
Current Assets – Other |
- |
-% |
|
- |
-% |
|
- |
-% |
|
254,201.00 |
30.20% |
m |
|
Stocks |
- |
-% |
|
- |
-% |
|
- |
-% |
|
- |
-% |
m |
|
Debtors |
- |
-% |
|
- |
-% |
|
- |
-% |
|
563,761.00 |
66.97% |
m |
Cash & securities |
- |
-% |
|
- |
-% |
|
- |
-% |
|
23,518.00 |
2.79% |
m |
|
Investment in Affiliated Companies |
- |
-% |
|
- |
-% |
|
- |
-% |
|
962.00 |
0.11% |
m |
|
Other assets |
- |
-% |
|
- |
-% |
|
- |
-% |
|
14,447.00 |
1.72% |
m |
|
Net Loans |
- |
-% |
|
- |
-% |
|
- |
-% |
|
563,761.00 |
66.97% |
m |
|
|
|
TOTAL |
- |
-% |
|
- |
-% |
|
- |
-% |
|
841,769.00 |
100.00% |
m |
|
|
LIABILITIES
|
|
|
|
|
|
|
|
|
|
|
|
|
Creditors – Short |
- |
-% |
|
- |
-% |
|
- |
-% |
|
184,129.00 |
379.88% |
m |
Creditors – Long |
- |
-% |
|
- |
-% |
|
- |
-% |
|
609,170.00 |
1,256.80% |
m |
|
|
TOTAL |
- |
-% |
|
- |
-% |
|
- |
-% |
|
793,299.00 |
1,636.68% |
m |
|
|
EQUITY |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Minority Interest |
- |
-% |
|
- |
-% |
|
- |
-% |
|
-47,832.00 |
-98.68% |
m |
|
Capital Reserves |
- |
-% |
|
- |
-% |
|
- |
-% |
|
47,832.00 |
98.68% |
m |
|
TOTAL |
- |
-% |
|
- |
-% |
|
- |
-% |
|
48,470.00 |
100.00% |
m |
|
|
ING Groep NV Cash Flow Statement
|
31 Dec 2012 (EUR) |
|
31 Dec 2013 (EUR) |
|
31 Dec 2014 (EUR) |
|
31 Dec 2015 (EUR) |
|
|
Operating CF |
- |
|
- |
|
- |
|
-1,207.00 |
|
|
Investing CF |
- |
|
- |
|
- |
|
-12,627.00 |
|
|
Financial CF |
- |
|
- |
|
- |
|
11,984.00 |
|
|
Net change CF |
- |
|
- |
|
- |
|
-1,850.00 |
|
|
|
|
|
|
|
|
|
|
|
ING Groep NV Employee Data
|
31 Dec 2012 (EUR) |
|
31 Dec 2013 (EUR) |
|
31 Dec 2014 (EUR) |
|
31 Dec 2015 (EUR) |
|
|
Number of employees |
- |
|
- |
|
- |
|
57,553.00 |
|
|
Sales per employee |
- |
|
- |
|
- |
|
0.89 |
m |
|
|
|
|
|
|
|
|
|
|
|