Lloyds Banking Share Discussion Threads

[maxk] 18/2/2020 08:51

I think not mike.

The internal cabins alone have no access to the exterior except through the central air con.

Now add in the corridors, kitchens etc ...pefic for spreading the lurgy.

[mikemichael2] 18/2/2020 08:38

Cruise ship air conditioners are simply cooling units in their rooms, and not connected to other areas.

Unlike planes, a right breading ground.

[xxxxxy] 18/2/2020 08:34

Maastricht should no longer rule our economyBy JOHNREDWOOD | Published: FEBRUARY 18, 2020Since 2008 the Maastricht EU Treaty rule that state debt should not exceed 60% of GDP has governed our economic policy. It did not do so before Labour's big build up of debt because we were below the ceiling.Three Chancellors of very different views and ambitions, Messrs Darling, Osborne and Hammond all accepted Treasury and legal advice that state debt as a percentage of GDP had to drive policy. They battled first to get the annual deficit down to the Treaty ceiling of 3%, and then took it down more to get debt as proportion of GDP down.Pro EU people often argue the UK did not have to do this because we were not Euro members. This is untrue. It is true we did not face fines for non compliance, but we were bound by Treaty rules and the UK state always accepted the discipline. Every year Parliament held a debate on our compliance. Every Red Book and OBR report included a report on progress with hitting the debt targets as a central part of economic policy.It was bizarre to hear Opposition MPs condemn the budget stance as austere whilst insisting we stayed in the EU and obeyed its Treaties, as the Maastricht rules were at the centre of the policy.Now we are out the new PM and Chancellor are right to expunge the state debt rule from our economic policy. Current levels of UK state debt are not too high. The UK can borrow at 0.6% for ten years, showing markets have no worries about debt levels. They supply affordable debt.The Maastricht rules did not allow us to use the true figures of state indebtedness which should be net of the one quarter of outstanding state debt which the state has bought in and owes to itself. Adjusted for this our debt to GDP ratio is around 67%. This is low by international standards, well below Japan, Italy, Germany, France etc. The Maastricht rules are right to make Euro area states include State debt the ECB has bought in, because of course a Euro state does still owe that debt to an outside party, the ECB. The UK owes money to the Bank of England which it wholly owns.UK Economic policy should be geared to growth and low inflation, not to state debt levels as the main target.

[maxk] 18/2/2020 08:33

The ship has air conditioning doesent it?

[mitchy] 18/2/2020 08:19

Sterling back to $1.30

[gbh2] 18/2/2020 08:11

Picked up a few cheap Lloyds this morning :)

[ekuuleus] 18/2/2020 08:03

Yeah should have sborted HSBC yesterday. The fool was recommending them....

[mikemichael2] 18/2/2020 08:00

So, even those two we have been seeing on tele stuck on the ship in complete isolation have now got Corona virus, quite scary that, how the hell is it transferred ??

China in big trouble, and keeping quiet about the real spread in my opinion.

[jordaggy] 18/2/2020 07:12

Now that's a proper work force slash!

[maxk] 18/2/2020 00:09

The EU is fatally complacent about the crisis that is about to engulf it



LIAM HALLIGAN
Liam Halligan 17 FEBRUARY 2020 • 9:30PM

[stonedyou] 17/2/2020 21:57

HOW MUCH WOULD 15% OF SALARY DELIVER?


Aviva's pension calculator suggests a 35-year-old currently on £35,000 who saved 10 per cent of their salary with their employer adding 5 per cent for the rest of their career would build up a pot worth £283,000 by their state pension age of 68.

They are forecast to get a state pension of about £8,000.

If they used income drawdown for retirement they could have an income of £21,000 per year from age 68 to 94, when their pension pot would run out. After this their income would drop to the state pension.

Alternatively, an annuity would deliver an income of £16,915 for the rest of their life.

[xxxxxy] 17/2/2020 21:57

 Bilewycz17 Feb 2020 7:40PM@James PattersonAll the panic is on the other side of the channel!German banking, manufacturing and economy in trouble.Macron belly-aching!Member states whinging about the EU's budget increase!Even MEP's are complainingThey are at each other's throats!

[minerve 2] 17/2/2020 21:49

New trade deals...

When is Tuvalu ordering that aircraft carrier?

[cheshire pete] 17/2/2020 21:48

Spot on 5xy, we're free from jail but still have the shackles on. New trade deals and walk away Boris. Navy to keep foreign trawlers out of our waters.

[minerve 2] 17/2/2020 21:43

Yes, Leoneobull, unelected people all around but don’t let reality spoil a good gammon fantasy!

ROFLMAO!

[minerve 2] 17/2/2020 21:41

freddie

“Minerve is quiet tonight. Maybe it's been neutered or beer o'clock yet?“

I’m surprised you are missing me with all that masturbating you do!

LOL

[xxxxxy] 17/2/2020 21:40

Dai Iawn17 Feb 2020 6:59PMI think David Frost should have explained the concept of democracy first. The EU view of democracy is keep voting until they get the result they want. The Brussels bubble is in for a series of rude shocks. Guilty of subsidising Airbus when competing with Boeing etc... They can't be trusted to adhere to rules, or agreements of any kind.... See the Canadians aren't happy either.

[xxxxxy] 17/2/2020 21:37

William Thomas17 Feb 2020 7:02PM@Bill Bellroth @William Thomas, 20% of all German cars, vans and lorries are bought in the UK---but no longer if the EU remains stupid as usual.Christopher Stiff17 Feb 2020 7:04PM@William Thomas @Bill BellrothDon't want German cars, BMW and Mercedes, far too expensive to run and maintain if you can afford them in the first place, VW with their filthy diesel.  You can keep them.

[leoneobull] 17/2/2020 21:28

Mr Elbee. Thanks for your considered response . Perhaps you could put up an eloquent defence of FPTP and the delights of the undemocratic House of Lords?

[leoneobull] 17/2/2020 21:27

https://www.businessleader.co.uk/one-in-seven-firms-to-quit-uk-in-wake-of-brexit/79400/