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[trumpet] 20/4/2003 22:25

Thought so on both accounts. ;-)

[logica2me] 20/4/2003 22:24

LOL ! I have actually, but I is not givin to you son :-)

[trumpet] 20/4/2003 22:21

OK Dad, I just hadn't noticed, maybe it's becuase I is joe public ;-).

Not got a password for the BCA site by any chance ? LOL.

[logica2me] 20/4/2003 22:05

Beginning to ?? They've been doing it for years my son !

[trumpet] 20/4/2003 21:59

A few leasing companies are also beginning to sell off ex-lease cars direct, cutting out the auction room. Maybe worth a phone call to a few.

[logica2me] 20/4/2003 21:28

The Player

No free lunches, but due to the discounts that the leasing companies negotiate with the manufacturers, you can often get a decent motor at a cheap rate.

See for details - you can do an online quote and you may well be surprised.

Log

[ccnp] 20/4/2003 13:25

I just bought a 1 year old Mondeo Ghia X estate for £12,500 with 9k miles on it from a Ford dealer. he took my 6 year old 109k mondeo estate in px for good money

look on the ford web site for second hand cars across their dealerships.

not cool but seriously comfortable, spacious and economical

[the player] 20/4/2003 09:56

M,

Ta.

No free lunches then? ;-)

TP

[martini] 19/4/2003 22:15

TP
At its basic level you pay a set amount each month to use the vehicle and at the end of the period you have the option to give the car back or pay the residual value to own the car.
As you are not paying the full costs of financing the purchase of the car the monthly costs are lower but it is all dead money so at the end you have no asset.
Most manufactures do such deals and you have to go into the small print to understand how good the deal is and what conditions are applied.
Basically you are renting the car over an extended period.
M

[the player] 19/4/2003 21:57

Can someone please explain car leasing?

i.e. What's the difference between borrowing £20k from your bank manager to buy a car, and leasing the same car?

Ta.

TP

[scussy] 19/4/2003 13:37

i have had my rover 75 diesel for 4 months now,very pleased,

steve

[ttjohnson] 19/4/2003 13:32

Rover 75 Tourer , BMW Common Rail Diesel power plant. Very comfortable, very economical, plenty of space for luggage and people, a solid build which is a suprise. Have done 15000 miles in 6 months, a pleasant drive, but not for racing ! Monthly lease cost (without maint.) is less than £300.00 and I reckon thats cheap motoring.

[the other kevin] 15/4/2003 00:42

hi-there - I get my stress buying second-hand shares! Couldn't stand any additional stress. (Are you in Norway?)

[hi-there] 14/4/2003 19:06

Kevin. Not at the moment. Probably back there next week.

[the player] 14/4/2003 14:08

jl202,

Ta.

Been thinking along those lines. Diesel is even cheaper to me as I get the VAT back.

I havn't driven a common rail diesel yet, but I've heard great things about them.

TP

[jl202] 14/4/2003 13:23

The Player, re you question above about diesel residuals, this is not as clear cut as it used to be since diesels have recently become more complex. Pre common rail days the diesel lump would go for ever which added value over petrol cars on resale (due to the engine being engineered to cope with higher pressure required to burn oil - its stronger). But now with common rail the diesel doesn't need to be so tough, and there all those extra complicated bits to go wrong...

Set aside that is the generally lower insurance and fuel costs. Desirability and so value is increasing in this score also because of the company car tax laws.

Re: Ford Focus, they say Ford's nowadays can better the reliability of Mercs so why pay more? The engine is also excellent. And you know about the body control - it handles well. If you don't mind the status and exclusivity (and looks?) then go for the Ford without a doubt; cheap parts too, legacy of Dagenham I guess,,

[hi-there] 14/4/2003 10:46

TOK ( means 'took' in Norwegian btw) learn something new everyday.

Buying new, for peace of mind has to be the main reason people do it. Can't beat peace of mind.....So long as paying for it doesn't stress you too much:-)

[the other kevin] 14/4/2003 10:21

I buy new because I hope I am buying essential reliability and I know absolutely nothing about car mechanics. Lots of woomph in my Focus ST170 which, after 2k miles, appears very sure-footed under all conditions. Might be a bit gulpy on petrol.

[march] 13/4/2003 23:57

hi-there - your car philiosophy seems similar to mine.

Don't understand the amounts of money otherwise intelligent people are prepared to hand over to car dealers.

[hi-there] 13/4/2003 22:41

I haven't ever bought a new car, a van once a long time ago but 6 months with 13,000 miles was nearest to new I have bought a car. It was few hundred pounds under half price for the cost of a new one.....at auction of course. Never had a problem and then for convenience I actually sold it ( approx a year later) to a garage of all places for £100 more than I paid for it. No part exchange just simply for the money. Probably should have sold it privately for a quick grand just didn't.
I find it amazing that some people who would love, yet believe they cannot afford luxury cars, instead, buy new small hatch backs every three years in a belief that they are saving money.
If your car is generally for pleasure without the need for high mileage, then an old corniche lovingly looked after, will hold it's value and you can have complete luxury, when compared to an ordinary plasticky, bumpy, hatchback that will lose more money the moment you drive it off the forecourt, than the corniche will in the next 2-3 years.

Of course you will be saving on petrol???.....the depreciation of the hatchback should cover the difference wouldn't you think?

If it has something to do with always having new, then that is something out of my league. One in understanding and the other financially. I know one chap who buys a new top of the range mercedes ( don't ask me which model, I wouldn't have a clue) never washes it and gets another one 6 months later. Why? because he can. Does he ever take a break from work? No. Does he actually EVER have any quality time outside of work? No......It's what makes the world go round I suppose. Just thought I'd add my morsel too. I prefer Jaguars and always have done and have always made a small amount of money on them when I have finished with them. "Not lost!" Why would you want to lose money if you don't have to? There always other priorities for wasting/spending money.

[march] 13/4/2003 22:12

hi-there - well done on your auction purchase. I understand what you mean. I am just near BCA in Kent and get along there every so often to buy.

The prices on forecourts amaze me too - however, there are enough muppets who have no more idea about cars than to just go along and write out the cheque.

[march] 13/4/2003 22:04

TP

I had use of a Focus 1.6 Zetec (stiffer suspension) for 6 months and it was a Hoot to drive.

Talk about chuckable - huge fun. I'm not saying its a Ferrari etc, but for a very practical hatchback, it got my top marks.

PS No idea about how depreciation compares to others.

[execline] 13/4/2003 09:41

balto

Hah! :-)

Just read your post and question. I strongly suggest you give BobGerard ring.

[execline] 13/4/2003 09:37

Here's a dealer who I have used and can recommend, particularly if you want to save money on "new" and want one with a good reputation. They are very helpful and not at all "pushy".

Nearly 3 years ago they helped me buy a 5 door Toyota 3.0VX TD out of Cyprus. When I bought, you had to merely stay in Cyprus for three days and this then entitled you to export a vehicle out of the country. They handled all the paperwork both in Cyprus and in the UK and then delivered the vehicle to me.

It has a Toyota 3 year 60,000 mile Warranty and a full UK specification, including radio/CD player. Altogether, I saved about £6,000 on the new price and also enjoyed a 1 week holiday in Cyprus with a further £500 from them towards flights and accommodation.

One hell of an absolutely fantastic deal, which also included a nice lunch courtesy of their Cyprus agent.

Check out

or

They also have some good used vehicles too. From the site I've picked:-

NEW - Nissan Terrano 3.0 DT SVE Manual £19995
These are wonderful tow cars, now even better with the 3.0 common rail diesel. They come with airconditioning, 6 CD, Privacy Glass, Alloys, Side Steps. Available within 6 weeks, most colours available.

NEW - VW Passat 1.9 TDi Sport Estate £16995
One left in Reflex Silver with 'primero' black trim. 6 Speed, road america alloys, 12 Disc CD, cruise control.

......and how about:-

NEW - Mercedes E270CDi Avantgarde £34795
Brillaint Silver with Charcoal Full Leather
Options 213/220/287/581/354/540/873/275/819/954/293/831
Colour 744/831