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Aldermore Share Discussion Threads
Showing 3301 to 3324 of 3325 messages
|They simply type some numbers in a spreadsheet and enter 60million, then the next cell, they type 600 million and that's it. its as simple as that, they create money out of thin air. Can I?|
|Thanks Future Financier, Now I understand!|
|che7win - the short answer is that they need this money to reinforce their capital base in order for them to be able to continue growing without running too close to (regulatory) capital margins. This new (Tier 2) capital will enable ALD to expand its balance sheet by c. £600m.
So ALD can lend to its borrower customers £600m @ say average 4% (annual interest cost £24 million), and this would be funded by £540 million of customer deposits @ 1% cost (£5.4 million) and £60m new notes at 8.5% (£5.1 million) to leave a profit (before admin etc.) of £13.5 million.|
|Can someone more knowledgable than me explain why ALD is raising £60m at 8.5% interest and how they can make a profit out of that?Thanks in anticipation.|
|You're the plank for taking me seriously! I knew some of you were out there! I'm long from £1.19 and going nowhere until £2+!!|
|Another plank, to add to my filter list.|
|Uptrend BROKEN, £1 coming!|
|Originally bought 3405 @ 149
Sold 1405 @ 131 (panicked)
Sold 2000 @ 173
Makes my average sell at 155 I think.
So, made about £200 which isn't a huge amount granted but a profit's a profit. If I'd held my ground though and not sold that first tranche I'd cleared around £800. Hindsight is marvelous...
Have no spare cash at the moment and now sat on the sideline wringing my hands together and shuffling my feet lol. Everything else is sat on a paper loss but too good a prospect to take the hit (aren't they always?) and move back into ALD.
Seriously considering £5/10k on the credit card over 30 days and then 0% fee/transfer balance to a new credit card to get myself back in.|
|Where did you sell out? I thought you sold out at around £1.70?
14 Oct '16 - 10:55 - 1048 of 1048
At this rate I'll be able to buy back in where I stepped out...|
|At this rate I'll be able to buy back in where I stepped out...|
|It should be, maybe a little more of a fall, but then we should be on our way to £2+ this time around, but the markets maybe a factor, even though they were not on the way down!|
|Due a rise from here looking at the chart|
|More like another 35p before it's back to pre-referendum levels! But I agree regarding the uptrend just can't understand the significant falls from a peak of £1.93 intraday, approx. a week ago!
12 Oct '16 - 18:33 - 1043 of 1044
Have a look at the 1 year chart. Another 20p and it's back at pre referendum level. Just a little blip when looking at the overall uptrend|
|Aldermore is in a nice uptrend since July the way I see it.|
|Have a look at the 1 year chart. Another 20p and it's back at pre referendum level. Just a little blip when looking at the overall uptrend|
|How low can ALD go? £2+ was so close, yet so far! Since then its been downhill all the way, totally against the markets, and even sector, it seems just challenger banks affected. But why?|
|Topped up here and put some more in the Aldermore business savings account! Hoping the shares will do better than the 0.85% they are offering on savings!|
|Looks like I picked the wrong time to sell lol. Ah well, good luck everyone, enjoy the rise.|
|Barclays upgraded the so called challenger banks OneSavings Bank and Aldermore to ‘overweight217; from ‘equal weight’.
The buy to let market is booming
Further controls to the formerly booming buy-to-let market are unlikely to be enacted, according to analysts at Barclays, who have taken a more positive stance on the specialist lenders.
“Some measures of control were perhaps inevitable to slow rates of growth exceeding 40% year-on-year,” the bank said in a note to clients.
“However, we now believe we are past the nadir for BTL outlook.
“We view further regulatory and taxation controls as unlikely if the UK government does not want to risk pushing the economy into a post-Brexit recession.
WATCH - Business set to welcome UK government’s near term shift to spending
“We do not believe that a reversal of any BTL-related stamp or income tax is likely in the Autumn Budget.”
In a note issued on Tuesday, Barclays upgraded the so called challenger banks OneSavings Bank (LON:OSB) and Aldermore (LON:ALD) to ‘overweight217; from ‘equal weight’.
“UK challenger banks remain geared plays on the macro, in our view. However, high profitability, comfortable capital ratios and low valuation multiples should provide significant insulation,” it said.
Barclays left Paragon and Shawbrook (LON:SHAW) at ‘equal weight’|
|ALD on a P/E of 7, room for a 50 to 100% increase from here over 12 months IMHO.|
|On the mid-cap index, challenger banks rallied on the back of an upbeat broker note. Barclays believes negative sentiment towards buy-to-let sentiment has now subsided, and it views further regulation and taxation controls as unlikey. As such, it hiked OneSavings rating to "overweight" as it sees it as "the purest play on buy-to-let originations". It also lifted Aldermore to "overweight" citing its diversified model and rising profitability. Shares in OneSavings jumped 16.1p to 284.8p, Aldermore advanced 0.5p to 176.1p and Paragon rose 6.6p to 325p.|
|Consensus estimates for Aldermore Group are far too low, Investec said, which believes the rally in the buy-to-let lender's shares still has|
|Gap close is nicely above 200p . Nice target nice it passes 180 IMO|
|Interesting shake at 1.64|